Houses for rent stanly county nc

I signed a lease to rent a house end of March. I physically moved in on 4/9 and realized the hot water does not last longer than 4 minutes. I reported this to the property management company on 4/12. It was not until 5/12 that the hot water heater was replaced.
Also, landscaping is included in my rent and lease. The property management company did not hire or even establish landscaping until 2 months after my lease commenced.
Since I was without adequate hot water needed for a normal shower, washing dishes, laundry, etc. and landscaping was not provided until later, I proposed a credit to be applied to my next month's rent. The property manager is ignoring my request. I have reached out to my local state bar for legal counsel but it's not a big enough problem for lawyers to care about. Any advice? Can I just not pay a portion of my rent?
I'm sure I have rights here but I also don't want to start a war with the PM since I just moved in. I hate the injustice of this!

So me(26m) nd partner (23f) have been together for 3 Nd a half years and she has only just felt comfortable lately to start thinking about moving in, which at tye start of the relationship was a big deal for me buy I've waited it out.
So fast forward we start looking at renting places find a pretty decent place for the price, put an application in, pay 100 holding deposit. Then we ask her dad to be our gauntor as the letting company need one, assuming he would say yes as he constantly tells her to move out etc.
He turns round and says no, says he doesn't feel comfortable and pretty much doesn't trust us ( despite the fact she's lives at home and has always paid rent to him on time and I've lived in house shares and always paid rent on time etc). He was saying we need to save and just buy a place, which would take further time and be difficult for me( as I have a rubbish credit rating from younger mistakes)
So undoubtedly I'm pretty pissed off at the situation because it's futher set backs on us moving in together, snd has put alot more stress on the relationship as I don't know if I want to wait much longer to move in and have considered potentially breaking up with her.
Tl;Dr am I wrong fro considering breaking up over not moving intogether
if anyone can offer any advice that would be great

457 really worth it & safe choice ?
23 (M) just started investing into 457 last month . wondering if putting money into my 457 at my age is the smartest thing to do? I’m currently on track to make close to 100k net income this year (60k in 7 months ) depending on overtime opportunities .my current contributions are 523$ bi weekly into 457 & 350 bi weekly into 457 Roth. My employer matches 56$ per month . I guess the question I have is it better to put this money into the 457 and forget about it or lower 457 contributions $ save towards a house or business? With my job I also will receive a pension with medical and dental when I retire .
Current financial situation breakdown
Average monthly income after tax : 5-9k (dependent on overtime shifts worked )
Girlfriends ( soon to be fiancé ) monthly net income : 1.6k-2k
Household income : 7-10k
average amount of OT :per month : 24-96 hours per month
457 monthly contributions : $1796
Average Expenses per month ( rent food & credit debt ) : 3.5k
Emergency fund : 12k CD: 25k ( left from relative , able to access @ 25)
Debt : 3500 ( all from Best Buy charged @ 0% interest if paid fully in 2 years , 1 1/2 years left .
Important to note , the place I’m renting is actually owned by grandmother & house is being left to me in future according to will ( not that I’m banking on it , but just thought would be important to add )
No car payments or plans on car at least for next 5 years
Any other helpful tips or information would be greatly appreciated

23 (M) just started investing into 457 last month . wondering if putting money into my 457 at my age is the smartest thing to do? I’m currently on track to make close to 100k net income this year (60k in 7 months ) depending on overtime opportunities .my current contributions are 523$ bi weekly into 457 & 350 bi weekly into 457 Roth. My employer matches 56$ per month . I guess the question I have is it better to put this money into the 457 and forget about it or lower 457 contributions $ save towards a house or business? With my job I also will receive a pension with medical and dental when I retire .
Current financial situation breakdown
Average monthly income after tax : 5-9k (dependent on overtime shifts worked )
Girlfriends ( soon to be fiancé ) monthly net income : 1.6k-2k
Household income : 7-10k
average amount of OT :per month : 24-96 hours per month
457 monthly contributions : $1796
Average Expenses per month ( rent food & credit debt ) : 3.5k
Emergency fund : 12k CD: 25k ( left from relative , able to access @ 25)
Debt : 3500 ( all from Best Buy charged @ 0% interest if paid fully in 2 years , 1 1/2 years left .
Important to note , the place I’m renting is actually owned by grandmother & house is being left to me in future according to will ( not that I’m banking on it , but just thought would be important to add )
No car payments or plans on car at least for next 5 years
Any other helpful tips or information would be greatly appreciated

I got admitted into the spring semester for Tandon. My current tuition is around 9k after financial aid and scholarship. However if i were to dorm it’ll be 29~k. I live in long island around 1 hour 50 mins away. I want to get out the house but i have no say if im broke.
Some more context. My parents are giving me 30k for whatever use i want whether it’s to pay for dorm, buy a car, or anything. They will pay my leftover tuition which is 9k.
So i have 30k and i want to get out the house cause it’s suffocating. Is it worth the extra 20k to dorm, around 15k to rent, or suck it up and live with my parents for free.
Please share your experience or advice.

So this happened back in 2020, during the summer. I was 18 at that time, working a summer job at a local beach bar. I had just gotten my driver's licence and my first car. That day I was working the night shift, I got to work at 6pm and got off around 2am. For reference, I live in a suburb that has a max of 10000 permanent residents. There are more people during the summer, as many people rent vacation properties because the beach is literally 5-10 minutes away on foot.
I got off work and on the drive back home, I felt kind of nauseous (I had eaten a chicken sandwich at work, maybe the chicken had gone bad), so I thought a soda would make me feel better. In my country, we have these small 'shops' (you can find them in every corner). It's more like a kiosk where you can buy refreshments, chips, ice cream etc. So because my city is a small suburb, there is only one of these kiosks that is oppen 24/7. I drive there and park my car directly in front of the kiosk with my hazard lights on, as I was only parking there for just one minute.
As I exit my car, I notice that right across the street there is a man sitting on the hood of his car, looking right at me. As soon as I saw the way he was looking at me, I knew he was looking for pray. He was around 45-47yrs old, short and chubby, with a bald spot on the top of his head. I ignore him, I grab a soda from the kiosk's fridge, I pay and I get back in my car. The moment he saw that I was heading back to my car, he got in the driver's seat in a rush and drove off. I knew something was fishy so I didn't take my eyes off that car. He thought he was being all smart and shit, because he drove a few meters ahead and he parked his car on the side of the road, in a spot that you wouldn't be able to see him unless you had witnessed him park, and he turned off his lights and engine.
I start my car and drive past him, acting as if I hadn't seen him. Just then, he starts up the car and follows me. He wasn't riding on my bumper, thinking that I wouldn't suspect anything if he kept a safe distance. Just because I was sure he was following me, I had already made a plan. I call 911 (not the number we use in my country, I live in Europe) and I tell the operator that I think a guy is following me and I need them on the line as I am about to make a few turns to confirm that he is following me. So I choose to go around the block, and get back to the same point, as that would mean that he was for sure following me, I mean why would someone go around the block just to get to the same spot they were before, if they know where they are going they wouldn't need to do that.
So as you can imagine, he turned every single time I turned and we now both are right where he started following me. That's when I look at my rearview mirron and spell the licence plate to the 911 operator. She wasn't even saying anything, so I tell her: '' Please stay on the line just in case anything happens, I'm gonna lead him right to the police station ''. The police station was straight ahead from where we were, so I shift gears and drive faster. He does too. The police station is not visible if you're driving and looking straight, you would have to turn your head to the left in order to spot it. So I slam the brakes right outside the police station, and I pull to the side. He pulls up from the left, his car is now right next to mine, I roll down my window and he rolls the window on the passenger's side. Before he was able to say anything, I point with my finger and I show him the police station. He turns his head and he sees it. There was a cop guarding the outside door. I tell him: 'See where I brought you? You wanna follow me you pervert, let's go to the cops right now.' I hadn't even finished my sentence and the guy sped off so fast he didn't even roll up his window.
I hang up the phone to the police and I watch his car turn left and dissapear. I stay there for a few minutes, just to make sure he's gone gone, and I drive to my house, which is also straight ahead, just two streets above the police station. I get in my house, but I first check my surroundings, because I was paranoid, thinking he was hiding in a bush or smth. I wake my mom up and tell her all about it. She asked me for the number of his licence plate was but I had already forgotten it.
A month goes by, and I was again coming back home from the night shift. This time I hadn't eaten anything at work and I was very hungry, so I stop at that kiosk again to buy some chips. FYI, there isn't any other place to buy food at that time, no restaurant in my city is open 24/7. I look around and check if the man was there, since I suffered from ptsd because of my last experience in this kiosk. I buy the chips and as I am paying I hear a car pulling up across the street. Sure enough, there he was, coming out of the car and sitting on the hood, as if he was reenacting our first encounter.
He starts staring at me again. It felt as if he didn't remembed what had happened the last time. So I was like, no, this time, I'm calling the cops on you. I get in my car, and of course he rushes to get in his. I call 911 an I explain that the situation. I tell the operator that this is the SAME man that did this to me a month ago. She told me to wait there and that she would send a few officers over, but that it might take some time until they get here. So I thought, since this guy is now making me lose sleep, I might as well have some fun. Also, note that he seemed a little bit retarded. As if he had some kind of mental issue.
So for the next 40 minutes, he would copy my every move. I got out of the car, he got out of the car. I got back in, he got back in. I started the engine, he started the engine. I turned on the lights, he turned on the lights. This little game was going on for the whole 40 minutes. A few times, I tricked him into thinking that I would actually drive off, so he drove a few meters, checked if I was coming, and then did a U turn and came back. After these long 40 minutes, 4 officers on bikes arrrive at the scene. I immediately point at him and say: 'That's the guy'. He was sitting at the hood of his car so he couldn't just drive off this time.
The two policemen start asking him questions, and the other two ask me for my ID and my version of events. After I explained everything to them, they do a quick search of his car and they find some rope in his trunk. That didn't proove anything though. At some point, this guy started walking up to me, yelling at me, saying: ' I don' t know you miss, when did I ever cause you any trouble, I've never seen you before, I didn't do anything to you! '. The policemen stopped him right away. I was infuriated so I replied and said: ' Yeah right act as if you don't know me you piece of shit, you followed me home a month ago, don't you remember? '. He insisted, telling the police officers that he hadn't done anthing and that he had no idea who I was or what I was talking about.
After the police officers collected all of the information they needed, they pulled me aside (one of them was watching him) and they informed me about my options. Me, being naive and not knowing many things about the law, I listened to the police officers, who basically told me that there was no point in pressing charges. He hadn't taken any action. He hadn't physically hurt me. So taking him to court is basically pointless. That's what they said.
They told him to get in his car and leave. They asked me if I needed anything and I hesitated but I eventually asked them if they could escort me to my home because I wasn't feeling safe after that.
A year goes by. It's 2021. It is around that same time that guy had followed me home the year before. I am sitting in the living room with my mom, watching the news. And this title appears on screen: 48 yr old man tried to abduct a 13 yr old girl riding the bike to her home in _____(the name of my city). They show a blurred picture of him on the news. I immediately knew it was him. There were no public pictures of the guy yet. I tell my mom: 'It's the guy that followed me home, I'm sure it's him'. I sit and watch the whole coverage on the case. It happened in broad day light. They found sleeping pills in his car. He was calling her beautiful and he was following her with his car as she was riding her bike back home. He asked her if she needed a ride and when she declined the offer, he started shouting at her and demanding that she gets in his car now. The girl escaped and went straight to her parents and they called the police.
I immediately got dressed and went to the police station to give my statement. I sat there three hours, recalling every moment from those two times he tried to follow me. There were phone call records where I was saying the licence plate. There were police records from the time I called the police on him. At the end, they showed me a picture of him and I confirmed that I recognised him.
After the trial, he was sentenced to 6 months in prison and 6 months house arrest. Do I think that's enough? Absolutely not. But at least I know that I did everything in my power so that he would get locked up. I know I could have pressed charges but honestly the officers made me think there was no point in doing that. Also, I had just finished school, it's not that I am all wise now but life has taught me a few lessons since then.

TO ALL STUDENTS: Avoid renting an apartment from TREMONT, THE BRYN, or THE POINTE in State College, or any property managed or owned by CARDINAL GROUP COMPANIES or GREYSTAR, or KEYSTONE PROPERTIES! These are predatory businesses, that target college students. Although GREYSTAR reflects a "warning" on their website to avoid any association with properties that prohibit potential Tenants from viewing their apartment before Leasing, that is exactly what GREYSTAR employees do! THE BRYN at 601 VAIRO BLVD is a "slum property", and so is THE POINTE at 501 S. VAIRO. They forbid potential Tenants from viewing apts before paying them multiple months of rent in advance, and signing a Lease. They only allow the view of a "Model", which is nothing like the actual apartments that look like "crack-houses". They scam people by making false representations about the true conditions of the apartments. Their Marketing Manager is WENDY DONOVAN. She lies to potential Tenants about everything. She has also stated that they will not, under any circumstance, allow potential renters to see their apartment before they actually take possession of it, even if the apt is vacant. THE POINTE'S Regional Manager is ZACH LOVETT. He carries out the same RACKETEERING SCAM that CARDINAL GROUP does at THE BRYN and TREMONT, both on VAIRO.
These properties will lie to potential Tenants and say there is only 2 apts left and they need to put a deposit/sign a lease fast to ensure they have an apt. They'll ask for approximately 3 months rent, or multiple months, in far advance. In the Illinois case, the VICTIMS discovered that they'd paid for an apartment that did not exist, on the day the Victim Tenant moved-in. The apt was uninhabitable! There was Black Mold throughout, filthy, black carpets, although the Marketing Manager, KATIE LIBERMAN LOVETT said that the apt and ALL apts are "deep steam cleaned". She and other staff make false claims about doing extensive cleaning to avoid COVID-19 exposure, especially if a previous Tenant vacated in a short period of time before the new Tenant(s) moved in. This is also false! These misstatements and misrepresentations are all part of their scheme to defraud. THE POINTE does the very same thing. Although they are owned and managed by different companies, ZACH LOVETT, THE POINTE'S Regional Mgr. and KATIE LIBERMAN LOVETT, CARDINAL GROUP'S former Marketing Mgr at THE BRYN and current employee of CARDINAL GROUP, are married, and carried out the same scheme to defraud.
These predatory businesses will take their time to repaireplace old, non-working appliances. THE BRYN had ALL non-working appliances at the time the Plaintiff in the Illinois lawsuit moved in, although they claimed that they had ALL updated and up-to-date appliances. Their webpage reflects that as well, but the appliances were 25-27 years old and NOT working. CARDINAL GROUP staff will then tell Tenants, "Too bad! You signed a Lease! Pay us or we'll send you to collections!"
They will also delete Tenants MAINTENANCE WORK ORDERS so that there is not a "paper trail" and no evidence, in their efforts to further their scheme to defraud.
THE BRYN, along with it's Owner, HAIM SABAN, CARDINAL GROUP COMPANIES, CARDINAL GROUP MANAGEMENT, and the CEO, ALEX O'BRIEN, KATIE LIBERMAN LOVETT, and VALERIE HERRERA are being sued in the state of Illinois, Federal Court Northern District of Illinois, Case# 1:21_CV- 4324. HERRERA is a CARDINAL GROUP MGMT. employee and worked/works at THE BRYN.
If you're a Penn State student, or you know of any student who has been been defrauded / scammed by these people / predatory businesses, contact PSU's Student Legal Services. Do not contact LAURA ROBBINS, Attorney in State College. She has claimed that she "handled" legal disputes on behalf of THE BRYN. She's also a liar. Beware of Attorneys that don't "sound right". It is also important that those who have been scammed by these people, file an online Complaint with the Pennsylvania Attorney General's Office. It takes about 7 minutes to complete!
\**CARDINAL GROUP COMPANIES, ALEX O'BRIEN, and CARDINAL GROUP MANAGEMENT ARE ALSO BEING SUED IN DENVER, COLORADO for the same Racketeering Scheme, Scheme to Defraud! They are involved in another Class Action Lawsuit filed by* Hagens Berman Sobol Shapiro LLP in Seattle, Washington.
\**BEWARE OF ANY PROPERTY OWNED/OPERATED BY CARDINAL GROUP, OR GREYSTAR (HAS SIMILAR LAWSUITS AGAINST THEM).*
Last, do your research. There are not many Student Housing properties Off-Campus, that have not been recently sued in the past, or have pending lawsuits against them by the Pennsylvania Attorney General, for defrauding and scamming college students!!! A quick "google search" or accessing their website, go in the upper-left-hand corner, enter "State College" in the Search bar. There, you can see some current cases. You can contact them directly as well. That online Complaint is important! They can't do anything unless they know about it
Here's an article about the Denver, Colorado Class Action Lawsuit against CARDINAL GROUP COMPANIES & MANAGEMENT: https://coloradosun.com/2021/10/29/cardinal-group-management-lawsuit/ There's also posts on Reddit. There are also fake positive Reviews for these slum-properties on Google and Yelp, by staff members.
\***REMEMBER: SEE SOMETHING, SAY SOMETHING!! And contact an Attorney if you've been scammed by them OR if you've rented from CARDINAL GROUP or GREYSTAR at any time after 2010: Fill out this form for updates on the Class Action Lawsuit in connection with "RealPage". Currently, 13 Members of Congress have reached out to the Dept. of Justice to go after* CARDINAL GROUP & GREYSTAR. You can read about them here. PLEASE SHARE THE INFO WITH OTHERS & SCHOOLS!\**\**
Class Action Link: COLLEGE STUDENT RENTAL PRICE FIXING
Dept. of Justice Investigation of Cardinal Group for Fraud: DEPT. OF JUSTICE OPENS INVESTIGATION INTO REAL ESTATE TECH CO. ACCUSED OF COLLUSION WITH LANDLORD (CARDINAL GROUP, GREYSTAR & OTHERS).
Lawsuits: Class Action Lawsuit against CARDINAL GROUP HOLDINGS, LLC (CARDINAL GROUP), GREYSTAR & OTHERS
Illinois Lawsuit Against CARDINAL GROUP HOLDINGS, CARDINAL GROUP COMPANIES, CARDINAL GROUP MANAGEMENT MIDWEST, & CEO ALEX O'BRIEN

I’m from California, but I cannot afford to live there. I love the beach, but I feel like I’m going to be priced out of those areas.
I currently live in Texas and HATE it. It’s too slow paced for me. I hate the weather, and I don’t fit in here. It’s dreadful, the ppl are too aggressive and it’s miserable (the heat).
Plus there’s a lot of racism here, which I’m not used to.
I would like suggestions. I have dogs, so I need somewhere I can afford to rent a house at.

I was thinking about finishing my basement but with the costs I figured I can probably afford another mortgage and rent out my house. I’m in the Atlanta, GA metro area
My neighborhood is mehh. We have cool neighbors but still much to be desired. The house isn’t bad, I especially like that I have a nice yard. Also the schools are decent as well. We got tired of looking and bought this since it checked all the boxes - I just see mortgages and money in a different light now that it’s hard for me to put more money into the upgrading the house besides maintenance items.
In order for me to move the following conditions must be met:

1. Finished basement
2. Big neighborhood or walking friendly streets - our current location has sidewalks and such but it’s near an industrial setting so don’t feel safe walking.
3. A subdivision with a pool - we are near a public park with a pool but thing is crazy busy in the summer time plus we gotta drive to it.

We refi during pandemic so the rate we have is very low. Im pretty confident we can qualify for an additional mortgage- the house we have was purchased well within the budget.
I’d definitely take my time in the next house - maybe wait until the “slower” fall/winter months to see how prices and rates goes - I’m not expecting rates to be like they were during pandemic.

Not sure if this is a good place to ask this question as I’m not sure how people will react. I was looking for non-biased, non-abdls who would give more vanilla leaning opinions so hopefully this fits here.
(Relating Context)
So I’ve (21 m) had some drama over the past year or two with unfortunately my parents who are aware of what I’m into because of mistakes I made on my end. Despite me advocating for myself and giving the usual shebang of ‘it’s not illegal and it’s consensual,’ they still won’t budge. I must note they might be influenced by past events as I accidentally exposed my roommate-friends to it, however they seem to be accepting of me even if they don’t totally accepting of it.
Anyway, the past couple times I’ve ordered diapers (something I’m a little embarrassed to be into), my parents have hid them from me when they arrived. Every time I’ve tried to confront them to get my stuff, they threatened to kick me out over it or pulled a ‘if you can spend 40 dollars on this, you can pay rent. I’m not sure if I’m going insane or anything, but it seems super manipulative to me. I get the our house our rules thing, but you don’t have the right to take someone’s stuff and hide it or gatekeep them from a sexual kink.
I’m not sure why they feel so strongly about keeping me away from it (could be some bs overprotective justification bs about protecting me from the consequences of my mistakes or something), but it is causing me so much anxiety and stress, something that does not help my depression. Like I get their pov about normal people not being into this, but not everyone wants to have vanilla interests. Anyway, I’m asking for any advice you guys can give. Thanks so much for any.

I've (32F) been in a relationship for nearly a year with my bf (36M) and I'm really struggling with my bf (and his kid) moving into my house.
My bf lost his job in November, and since has worked odd jobs through his home based business for 10-15hrs/week. He makes enough for groceries and bills but isn't saving, and ends meet because the house he rents is owned by his parents. He also will inevitably be back in mediation or court with his ex over custody, but is too overwhelmed right now to even consider rebuilding savings toward this.
I've finally managed to get him to talk about finances properly - previously he would shut down or dodge conversations. He's now acknowledged he had a lot of shame / low self esteem from being unemployed, has been in this situations a number of times before and finds the knock backs and rejection really tough. Since talking about it he's saying he now feels more supported (emotionally) by me, and has a made a number of concrete steps to increase his clients (no actual increase in work or income yet).
In the meantime I've said I don't want us to move in together until he's capable of supporting himself and child, so that I don't feel like I'm taking on dependants. There are also a couple of other reasons that I'm not ready to be a (potential) step parent, and want more time where are I'm just dad's gf. However, over the past fortnight they've both stayed at my place every night, and multiple items from their house are in mine.
I can have the conversation to reset boundaries around my space. I'm just struggling to be clear and hold the line when I feel as though I'll be direct and clear, he'll appear to agree / understand, and then toys and school wear creep in and it's suddenly just easier to be at mine.
Any thoughts with this? Any big topics aside from finances/work that I should iron out before we move in together?

Our landlord is charging us $400/month more for adding a new tenant on the empty 4th bedroom in our lease. The contract we signed last month only has 4 people in it. We intended to have someone else take the last room to cover a portion of the rent since we really like the place.
My partner and I takes the master’s bedroom, while the other 2 takes one room each which leaves the 4th bedroom available. The house has 3 full baths, 1 powder room, and 2-car private garage + driveway (2). We only have 1 car even with the new tenant added. This proves the house is not overcrowded.
Since we signed the contract, is there nothing we can do about them increasing the price?
Also, do landlords have the right to leave their belongings and lock some of the cabinets even if they don’t live in the house? They left their 2 mattresses on our garage and locked one of the cabinets saying they have things stored inside. We were fine by it until this thing happened.

With a budget of 1 cr where to buy a house or a flat in Chandigarh, Mohali or even new Chandigarh. My family has been living in Chandigarh from the past 60 years but now we don't have a home and we're living in a rented place in Mohali. The 1 cr is the whole saving we have and have decided to buy a house/flat. We need at least 3 bedrooms. Leaving Chandigarh is also difficult as we spent all our lives here but we still decided to check out Mohali but here too property prices are too high and it's really difficult to find even a small house under 1cr. Any suggestions for a house/flat in this budget in Chandigarh or Mohali? Or Should we entirely leave Chandigarh and search something in kharar or somewhere else?

I've been with my boyfriend for 13+ years. We have 2 kids, we rent a nice house, have nice things, all of which I have paid for. I've been what feels like a sugar mamma our entire relationship. I pay for literally everything. I stay for our kids. I was previously married, had 2 kids, am friendly with my ex, but know how hard its been for my boys. It feels as though we're in a roommate with benefits situation. He'll never leave bc I pay for everything. I know deep down he loves me, but we are no longer in love and haven't been for years. So.... how do you start the conversation? Any time I try to be serious, hes a dick or acts like a child. So 13 years . . . I get the runaround, gaslit, begs to be better (rarely), he's good at turning it all on me. So how do you start the convo. Be brave, not give in when im being gaslit. How do ya'll leave??

I am in my 30s, and I live with my Q parents because of disability and chronic mental health issues, and now I've been accepted to go to a local university starting the fall to try to make a better life for myself. I can't even afford subsidized housing at this point in time because rent is just crazy (as it is getting to be everywhere it seems). I don't have other family close by that I can stay with to escape the toxic Q garbage that is spouted off daily. I practically either stay in my room, or put on headphones when I'm outside of my room.
Conspiracy subjects I've overheard today through my headphones 1) fresh water is unlimited, and no one learns about the primary water filtration system. They won't let people/companies drill deeper for water so they can keep overcharging you on your water bill 2) if you don't want to get sick, you should breathe in a mixture of hydrogen peroxide and something else (to be clear this is probably one of the dumbest things you could do imo) 3) they're teaching kids under the age of 10 that they are "sexual beings" and something else I didn't quite hear
Unfortunately, especially considering the second one has the potential to be incredibly dangerous, all of my concern and telling my parents "this is dangerous" is promptly met with "that's what fake news wants you to think!" They were the kind of people who were taking ivermectin to prevent COVID. I literally cannot have a conversation with them without the fear that the conversation will turn to Q theories. I feel like I'm living in constant anxiety because there's literally nothing I can do to get my parents back.
Honestly, I hope that one day this Q person will be silenced... But I know at this point even cutting off this head, 3 more will grow in its place.
I can't wait until I'm able to move out, because honestly living in this environment sometimes makes me question if it's even worth going on.

Long post. My wife and I both grew up poor and have next to zero financial knowledge. I’ll give a little background about where we’re at, what we have planned for the next few years, and I would really appreciate advice and suggestions about where we should go from here.
Background of where we are at now: My wife and I are both 26 and have no kids yet but plan to within the next few years. I’m military (E-4, ~3k with my special pays after tax) and my wife is about to start a GS-6 with a locality pay that brings her a little below 50k/annually. We have 25k student debt in the government loans for my Bachelor’s and my wife’s nursing program, however, it would all go away if student loan forgiveness is upheld this Summer. Not really counting on that, though. We are about to start a $140-160k mortgage (still deciding down payment) on a property and home of about $250k in value. We got a big family discount and intend to hold on to this home as our family home once we get back full-time in 6-10ish years.
Both of our cars were paid in full with cash and are good for the foreseeable future.
We presently live in base housing so our housing and utilities are a set amount each month and removed from my check. The home that we are in the process of inheriting/buying will have a house payment around $1,300-$1,500 for 15 years depending on the home insurance we’re able to find and if we’re able to get the property tax discount. It will have a mid 5% APR. We would like to pay this down quickly and we estimate we could probably do so in 7-10 years. In addition to my wife living in the home while I’m on deployments and such(she will take a leave of absence from her main job, will likely do short term contracting for a higher wage during this period) a sibling of mine will be staying in the house full-time as a caretaker until we return in a few year and they will be paying around half of total payment plus utilities. Raising the rent any higher for them is not something we will consider.
I’ve recently started receiving TSP match for my military retirement account and only recently began contributing meaningful amounts for my portion. I’ve got it going with 5% Roth and the government matches 5% (which goes into traditional I believe) so I have 10% (~$300) of my pay going into TSP each month. To date it’s about $2.5k. My wife is beginning her federal job soon and will also have access to starting a TSP.
We will have around 15k left in a MMSA account that has 1.1% APY after our down payment for the home.
After taxes, my Roth contributions(wife hasn’t started her TSP yet), and all of our bills are paid we’ll have between $6,000-$6,500 extra each month. That doesn’t include home owning costs which will start in late Summer. After including my sibling’s rent ours will be ~$750 per month at the highest.
Where we see the next few years: I have a little less than 3 years on my current contract but I’m considering a 3 year re-enlistment if the proper conditions are met. I’ll be promoted to E-5 in less than 2 years and then E-6 if re-enlist. I then intend to switch over to the reserves as an E-5/very close to E-6 or commission if the timing allows. It would depend upon unit location, school start, and healthcare costs. It will be hard to give up Tricare with a family, plus I’m content staying in the military until reserve retirement or until I get my professional career up and running.
Once I get out I intend to go to medical school (I’ve been accepted to one in a low COL area, will immediately commission into the reserves in a program specific to medicine with this option) or law school (will only consider the top few schools and they are mostly in high COL, will most likely stay reserves until around graduation). We intend to buy a home in whatever city I do one of these programs in. The GI bill has a good housing allowance(E-5 BAH at school zip code) and the entirety of tuition for all of the schools that I’m considering. I plan for us to have a significant amount of savings by this point and my wife plans to work at least part-time (if we have kids by then) while I’m in school and she might be around a GS 7 or 8 by this point, or she might switch back to contracting. She wants to take off a few years after I finish professional school to stay home with the kids when they are young. I absolutely support this and it’s possible that she never returns to work. I’d like to switch down to part time work in my late 40’s/50’s. We plan to see a financial advisor on base within the month for a short term plan but I’m interested in a variety of recommendations and outlooks for our long term plan.
Where to we go from here?
What are some benchmarks for savings that you recommend for our situation?
What do you recommend for our TSP contributions?
What timeframe do you recommend for paying off the house?
What extra investments do you recommend?
What are your recommended financial literacy resources?
Basically, where do we go from here?

I almost never post things on the internet in general, and almost didn't want to make this its own thread, but just can't resist reaching out to see if others have experienced something similar as I can't seem so find anything even close. I know these things are real, but am also a healthy skeptic myself, so please, flame away if you must, I understand where you're coming from.That said, I'm still reeling after an experience I had a couple hours ago and wanted to write about it while it's still fresh in the memory.
I live alone, pretty far out in the county. (Like, Amish neighbors far out)
I've had experiences with these (usually) high altitude, obviously intelligently controlled craft/light(s) that many describe. Many times over the years, in fact. Almost always with other people present, also witnessing the same things, so though jarring, things always felt safe.
Well, it'd been awhile (a year or so) and something inside me decided it was time tonight to go outside, look up, and to try to say hello; see if anyone was in the area.
About 9:30, make coffee and go stand out in a spot in my yard (not too far from the house, ~50ft) with the best view of the entire sky. Very dark, party cloudy. While staring at the sky waiting for my eyes to get adjusted to the darkness of the sky, I tried meditating on just being a calm, peaceful, and welcoming presence out there. After a few minutes of standing, I decided to walk down to the boathouse shed next to the pond (maybe ~160 feet from the house) to grab a lawn chair that I could take back to my spot in the yard.
Not a minute after returning to my spot and setting up the chair do I notice a very small, blinking/pulsing yellow light zipping around down by the pond in the SAME AREA that I JUST WAS a minute or so before. I watched, it would blink erratically a few times, allowing me to catch its path of travel, then disappear, only to reappear a second or two later in a completely different location in that area with another few quick blinks/pulses of this yellow light. One second it'd be ground level, another, it was floating up to the top of one of the trees nearby the pond. No sound. At this point I know that something strange had arrived, and also that it was VERY aware that I was there and looking in it's direction. I got my hello. My heart immediately starts racing out of control. I'd not had this CLOSE an experience before, and was hardly ready for it. My mind hopelessly attempts to attribute it to a firefly, as that's what it could MOST closely relate this sighting to. But it traveled around MUCH too quickly, blinking patterns were odd, and as I tried to quickly reevaluate my surroundings, there were exactly 0 other fireflies around ANYWHERE. We don't get them until late June/Early July anyways.
At this point I'm beginning to feel overwhelmed because I keep loosing it's position between the blinks/pulses and wondered if it intended on coming nearer to me, so, out of fear, I began walking briskly back towards the house, attempting to respectfully make clear that I'd suddenly gotten very overwhelmed due to the close proximity of this encounter, which I hadn't experienced before, and needed to stop. Once I was back on my back porch, near the door of the house, I took another long look back in that direction. Though I was genuinely freaked, I still wanted to see if I could catch it's flashes once more. I did, and it was coming quickly nearer, about at the spot in the yard where I'd just been. In an instant, I felt my entire nervous system electrically light up, all the blood drain from my body, my face go pale. I couldn't help but to nervously scurry back inside, my self-preservation taking the wheel. I wish I could've shown more courage, but the behavior of these things have a way of making you feel very small and helpless, especially in one-on-one encounters.
Again, not trying to prove anything, just trying to detail an experience that I had. Still in that, 'not quite sure how to proceed' state. I feel bad, I meant no disrespect and attempted to make that clear. Don't ask unless you are prepared to receive, I suppose.

I'm moving to Wichita soon for a job and I haven't found a place yet. I need to move in the next month. Any recommendations? My standard of living where I currently reside in KC is HIGH, but rent is relatively low. I haven't found many great options on Zillow or Realtor. I was thinking of renting a house but that just feels like pissing money down the drain. Hell even an apartment feels that way, but this is my first "big boy" job and I'm fairly young so I don't have much saved to buy a house nor am I looking to stay here long term (10+ years or more).

My wife Threatened a divorce because i have a low income job. She said she wanted a nice house, nice car and travel every year like her friends. i couldn't give her all these things. She often compare me to her friends husbands making so much money. Her friends husbands are pilots, engineers and investors owning properties. They all came from middle upper class families. I was born in a poor family😔 i cant even afford a home in a middle class neighborhood. We re renting.
She said she sees no future in me😔 She is very close to her mom and often takes advice from her. I overhead her conversation with her mom saying "Being a good man isn't good enough. Woman needs a good life too." I was very sad hearing those words😔 My wife is pretty i know some guys are interested in her asking for her IG FB etc.
Im doing my best to keep our marriage together. If she leaves i will be a Lonely man again😔

Long post. My wife and I both grew up poor and have next to zero financial knowledge. I’ll give a little background about where we’re at, what we have planned for the next few years, and I would really appreciate advice and suggestions about where we should go from here.
Background of where we are at now: My wife and I are both 26 and have no kids yet but plan to within the next few years. I’m military (E-4, ~3k with my special pays after tax) and my wife is about to start a GS-6 with a locality pay that brings her a little below 50k/annually. We have 25k student debt in the government loans for my Bachelor’s and my wife’s nursing program, however, it would all go away if student loan forgiveness is upheld this Summer. Not really counting on that, though. We are about to start a $140-160k mortgage (still deciding down payment) on a property and home of about $250k in value. We got a big family discount and intend to hold on to this home as our family home once we get back full-time in 6-10ish years.
Both of our cars were paid in full with cash and are good for the foreseeable future.
We presently live in base housing so our housing and utilities are a set amount each month and removed from my check. The home that we are in the process of inheriting/buying will have a house payment around $1,300-$1,500 for 15 years depending on the home insurance we’re able to find and if we’re able to get the property tax discount. It will have a mid 5% APR. We would like to pay this down quickly and we estimate we could probably do so in 7-10 years. In addition to my wife living in the home while I’m on deployments and such(she will take a leave of absence from her main job, will likely do short term contracting for a higher wage during this period) a sibling of mine will be staying in the house full-time as a caretaker until we return in a few year and they will be paying around half of total payment plus utilities. Raising the rent any higher for them is not something we will consider.
I’ve recently started receiving TSP match for my military retirement account and only recently began contributing meaningful amounts for my portion. I’ve got it going with 5% Roth and the government matches 5% (which goes into traditional I believe) so I have 10% (~$300) of my pay going into TSP each month. To date it’s about $2.5k. My wife is beginning her federal job soon and will also have access to starting a TSP.
We will have around 15k left in a MMSA account that has 1.1% APY after our down payment for the home.
After taxes, my Roth contributions(wife hasn’t started her TSP yet), and all of our bills are paid we’ll have between $6,000-$6,500 extra each month. That doesn’t include home owning costs which will start in late Summer. After including my sibling’s rent ours will be ~$750 per month at the highest.
Where we see the next few years: I have a little less than 3 years on my current contract but I’m considering a 3 year re-enlistment if the proper conditions are met. I’ll be promoted to E-5 in less than 2 years and then E-6 if re-enlist. I then intend to switch over to the reserves as an E-5/very close to E-6 or commission if the timing allows. It would depend upon unit location, school start, and healthcare costs. It will be hard to give up Tricare with a family, plus I’m content staying in the military until reserve retirement or until I get my professional career up and running.
Once I get out I intend to go to medical school (I’ve been accepted to one in a low COL area, will immediately commission into the reserves in a program specific to medicine with this option) or law school (will only consider the top few schools and they are mostly in high COL, will most likely stay reserves until around graduation). We intend to buy a home in whatever city I do one of these programs in. The GI bill has a good housing allowance(E-5 BAH at school zip code) and the entirety of tuition for all of the schools that I’m considering. I plan for us to have a significant amount of savings by this point and my wife plans to work at least part-time (if we have kids by then) while I’m in school and she might be around a GS 7 or 8 by this point, or she might switch back to contracting. She wants to take off a few years after I finish professional school to stay home with the kids when they are young. I absolutely support this and it’s possible that she never returns to work. I’d like to switch down to part time work in my late 40’s/50’s. We are not extravagant people. We plan to see a financial advisor on base within the month for a short term plan but I’m interested in a variety of recommendations and outlooks for our long term plan.
Where to we go from here?
What are some benchmarks for savings that you recommend for our situation?
What do you recommend for our TSP contributions?
What timeframe do you recommend for paying off the house?
What extra investments do you recommend?
What are your recommended financial literacy resources?
Basically, where do we go from here?

Names changed for obvious reasons.
My (19F) father (39M) is turning 40 next month and he invited me to the party he will be having to celebrate. It is going to be on Father’s Day. A lot of family backstory! My mother (38F) and father have been divorced for 5 years. I hav 2 full blooded siblings. Janice (10F) and Phil (18M) along with a step brother Isaac (12M) and a half brother Henry (6M). I may have the ages wrong for my step brother and half brother but that is because I have not seen them since I was 16 and didn’t really keep tabs on their ages since we didn’t spend time together. But that is besides the point. Needless to say the reasons for divorce were messy. My father had an affair with my mothers friend Mora (38F) from high school and wanted to have an open relationship. My mother who is Christian said absolutely not and my father dropped the divorce on her.
My mother got 75% custody over us and moved out of the house that my father rented. She moved in with my grandmother who is a rockstar for taking in me and my siblings. Due to my mothers medical condition she is unable to work or drive so, she had been a stay at home mom since I was born. My father was the one who was providing for our family financially with his job as a member in the army.
My father married Mora about a year or two after the divorce. She had his child a year into dating and after he had introduced us to her. There was some drama with Mora and my mother. Just for example: Her and her sister threw eggs at my grandmothers house (I was there when it happened and watched her do this), she fought my mother outside the school parking lot for my conference (she lost by the way), and called my mother unfit and lazy despite knowing her medical history (I know this because she and I had followed each other on her Facebook where she posted these things).
My father never stood up for my mother in this time and stood by what his new wife was saying and doing. He spent less time with me and my siblings and more time with her child and my half brother. I want to note that my two full blooded siblings Janice and Phil are on the spectrum and have autism. My half sibling and step brother do not. It is blatantly obvious that my father favors them because they are “normal” and “easier to deal with.” These are quotes from his mouth which he told to my stepmother when he thought that I wasn’t around.
He missed very important moments in my life. I want to be an actress and I had landed a gig at a theatre in my state that is fairly well known when I was 16. I invited everyone to come see me and everyone came except for my father. His reasoning was because it was too far of a drive and that gas was expensive. My great grandfather who is well into his 80s made a point to come. He lives only 30 minutes from my father and has a similar financial situation to him and he made sure he could see me. So, I see my fathers excuse as complete nonsense.
There are other things my father has done to me and my family but if I were to list everything I would run out of room. So, should I show up to my fathers big 40th birthday when he has missed major milestones in my life and after everything he has done to me and my family?

Long post. My wife and I both grew up poor and have next to zero financial knowledge. I’ll give a little background about where we’re at, what we have planned for the next few years, and I would really appreciate advice and suggestions about where we should go from here.
Background of where we are at now: My wife and I are both 26 and have no kids yet but plan to within the next few years. I’m military (E-4, ~3k with my special pays after tax) and my wife is about to start a GS-6 with a locality pay that brings her a little below 50k/annually. We have 25k student debt in the government loans for my Bachelor’s and my wife’s nursing program, however, it would all go away if student loan forgiveness is upheld this Summer. Not really counting on that, though. We are about to start a $140-160k mortgage (still deciding down payment) on a property and home of about $250k in value. We got a big family discount and intend to hold on to this home as our family home once we get back full-time in 6-10ish years.
Both of our cars were paid in full with cash and are good for the foreseeable future.
We presently live in base housing so our housing and utilities are a set amount each month and removed from my check. The home that we are in the process of inheriting/buying will have a house payment around $1,300-$1,500 for 15 years depending on the home insurance we’re able to find and if we’re able to get the property tax discount. It will have a mid 5% APR. We would like to pay this down quickly and we estimate we could probably do so in 7-10 years. In addition to my wife living in the home while I’m on deployments and such(she will take a leave of absence from her main job, will likely do short term contracting for a higher wage during this period) a sibling of mine will be staying in the house full-time as a caretaker until we return in a few year and they will be paying around half of total payment plus utilities. Raising the rent any higher for them is not something we will consider.
I’ve recently started receiving TSP match for my military retirement account and only recently began contributing meaningful amounts for my portion. I’ve got it going with 5% Roth and the government matches 5% (which goes into traditional I believe) so I have 10% (~$300) of my pay going into TSP each month. To date it’s about $2.5k. My wife is beginning her federal job soon and will also have access to starting a TSP.
We will have around 15k left in a MMSA account that has 1.1% APY after our down payment for the home.
After taxes, my Roth contributions(wife hasn’t started her TSP yet), and all of our bills are paid we’ll have between $6,000-$6,500 extra each month. That doesn’t include home owning costs which will start in late Summer. After including my sibling’s rent ours will be ~$750 per month at the highest.
Where we see the next few years: I have a little less than 3 years on my current contract but I’m considering a 3 year re-enlistment if the proper conditions are met. I’ll be promoted to E-5 in less than 2 years and then E-6 if re-enlist. I then intend to switch over to the reserves as an E-5/very close to E-6 or commission if the timing allows. It would depend upon unit location, school start, and healthcare costs. It will be hard to give up Tricare with a family, plus I’m content staying in the military until reserve retirement or until I get my professional career up and running.
Once I get out I intend to go to medical school (I’ve been accepted to one in a low COL area, will immediately commission into the reserves in a program specific to medicine with this option) or law school (will only consider the top few schools and they are mostly in high COL, will most likely stay reserves until around graduation). We intend to buy a home in whatever city I do one of these programs in. The GI bill has a good housing allowance(E-5 BAH at school zip code) and the entirety of tuition for all of the schools that I’m considering. I plan for us to have a significant amount of savings by this point and my wife plans to work at least part-time (if we have kids by then) while I’m in school and she might be around a GS 7 or 8 by this point, or she might switch back to contracting. She wants to take off a few years after I finish professional school to stay home with the kids when they are young. I absolutely support this and it’s possible that she never returns to work. I’d like to switch down to part time work in my late 40’s/50’s. We plan to see a financial advisor on base within the month for a short term plan but I’m interested in a variety of recommendations and outlooks for our long term plan.
Where to we go from here?
What are some benchmarks for savings that you recommend for our situation?
What do you recommend for our TSP contributions?
What timeframe do you recommend for paying off the house?
What extra investments do you recommend?
What are your recommended financial literacy resources?
Basically, where do we go from here?