Komatsu pc20 7 parts
Dark Souls
2011.02.02 06:44 ChingShih Dark Souls
A community dedicated to Dark Souls I, game released for PC, PlayStation 3 and 4, Xbox 360/One, and Switch (Remastered).
2010.09.01 20:57 つ ◕_◕ ༽つ Low prices take my energy つ ◕_◕ ༽つ
A community for links to products that are on sale at various websites. Monitors, cables, processors, video cards, fans, cooling, cases, accessories, anything for a PC build.
2010.04.11 06:24 LieutenantClone /r/buildapc - Planning on building a computer but need some advice? This is the place to ask!
Planning on building a computer but need some advice? This is the place to ask! /buildapc is a community-driven subreddit dedicated to custom PC assembly. Anyone is welcome to seek the input of our helpful community as they piece together their desktop.
2023.03.31 17:41 Environmental-Wish53 Dino Dommies (or Mommies): Chapter 8
Not as long of a delay between chapters, but vehicle stuff added unnecessary stress and took priority this past week. With that dealt with (for now) I present to you time travel fuckery and shenanigans with a poor explanation because
fuck that I didn't have time to dive deep into the theories.
Take it for what it is, but if you have some cool knowledge to add in the comments, do it. I like reading about that stuff when I have time to wrap my mind around such quantum bullshittery.
First <<< >>>
Previous ~~~~
“And that, my friends, is where our story begins.” A cheery baritone voice straight out of old timey radio suddenly doused the room with American nostalgia.
Materializing on the table between us all was a young man, maybe in his late 20s, dressed in charcoal colored 20th century garb and looking sharp. His smile matched the look, as well as the short and well-groomed hair adorning the top of his head. Tucked between his right arm and side was a similarly colored sport coat with a folded paper on top.
“It’s a pleasure to see you again, Mr. Williams,” Mother AI greeted the dapper looking man.
“The pleasure’s all mine,” he answered kindly before turning and “walking” towards me.
“Pleased to meet you as well, Mr. Cranson. Your discovery led to a great many things, including my ‘birth’, if you will. I guess you’re something of a father to all of us really.” The image held out its hand.
Confused, I extended my hand as well and watched as he shook the tip of my pointer finger. Satisfied with our introductions out of the way, his image disappeared and his radio age voice once again filled the room.
“Phew. Been a long time since I took a human form. Really takes me back, you know?”
A polite “ahem” from Oil Baron AI reminded our narrator that this wasn’t a social call.
“Right. Well then, as you all saw recently, the disappearance of our esteemed guest caused quite a stir in the scientific community. The research and findings he released upon his foray into the time stream caused mass pandemonium.”
The screen in front of us started to display multiple different articles and research papers, as well as forums composed of once highly recognized and esteemed peers of mine.
There were a lot of angry contorted faces and points and stares levied at virtually everyone in each of those scenes. Even the brief parts of the peer-reviewed papers held an undertone of contempt and vitriol.
“Needless to say, not all was chaos. A few brave men and women were willing to throw everything away and consider the possibility that you, Mr. Cranson, achieved the impossible.”
Another sped up recording of a handful of scientists recreating my chair using modern materials played Mr. Williams talked over the video.
“Right here is where your discovery and research gained some credibility.” We watched as the recording was slowed to normal speed while one of the scientists strapped himself in, manipulated some buttons and knobs, and disappeared before our very eyes.
You could see the look of awe on the faces of the other team members as they witnessed my research proven possible at minimum. Feasible at best. There was a flurry of motion when their momentary lapse of attention ended, and they started to document and record any readings from the experiment.
“We don’t know how far forward you were intending to go in your experiment, but this one was painstakingly restricted to a simple 10-minute journey. The time each of these scientists spent ensuring that outcome led to many sleepless nights. Why, even mental health professionals were called in to keep their sanity intact!”
I couldn’t tell if he was exaggerating or not, but as I counted down the time from when the “official” second time travel experiment started I couldn’t help but feel the same excitement he was exuding. Not ten minutes after the scientist “disappeared” he reappeared in the same exact spot looking like nothing happened.
If the flurry of activity from before was disorderly, then this was outright diabolical. There were hugs and cheers and papers flying everywhere. You could see almost
feel the elation at proving my research right.
“After this, they performed the same experiment a dozen more times. Starting at five-minute increments with a thirty-minute trip for the final attempt. Each one was a success, and the amount of data gathered each time proved monumental to the furtherance of your Time Travel Theory!”
“But…” the Oil Baron AI interrupted.
There was a lengthy pause before Mr. Williams spoke. “But, with every success there was a cost. The price to pay for running roughshod over a fundamental reality.”
The film skipped to that same scientist who bore the “cost” of each experiment aging rapidly. It was horrifying to watch his hair turn white and his skin grow loose as if you time lapsed a human’s lifetime into an hour segment.
“Give…and take.” Our narrator said solemnly. “It takes a certain type of energy to break or bend the laws of reality, and the energy taken must be returned to maintain the balance. In this case, he took from time, so time is taken from you.”
A horrifying realization settled in: I should be dust right now. If this man traveled a collective total of an hour-and-a-half minimum, and aged this fast, then why am I still alive? Why didn’t I go “poof” the instant I returned to the timeline?
“You are an exception, Mr. Cranson,” He spoke as if reading my mind, “Your journey here was caused by a catastrophic failure in your power source. The amount of energy that violently ejected itself from that failure forcibly ‘shoved’ you into an alternate parallel timeline and, this is conjecture, your original reality ‘took’ from your new reality to replace what was used.”
“…what? I just…shifted realities due to a power failure? Simple as that?” I asked incredulously. “Then…then how do you know of me if this reality isn’t my own?”
“Now that, my boy, is the
right question! You see,
you are the origin point of all this kerfuffle in the time continuum. No matter what timeline a person finds themselves in, they all lead back to you being the one who started it all. You are, for all intents and purposes, time travel’s ‘
Big Bang’!”
“That still doesn’t make sense,” I said. “An alternate reality is itself completely different from any other. There may be some similarities, they may even exist in the same ‘space’ as my own, but it’s entirely different.”
“He’s a smart one, isn’t he?” Williams asked no one in particular. “I suppose you could think of it like this; the point at which you physically traveled through time presented a potential to set in motion a cascade of other potential, probable, possible, feasible, theorized, or realized events occurring simultaneously across the multiple realities that shared your ‘space’ at rates of time each unique and independent of each other.”
“Each one of the AIs in this room are products of individual realities caused by your actions that were brought in from their respective realities to your original one in hopes to alleviate the consequences of your discovery and maybe undo some of the damage in their own before returning home.”
His explanation left me with more questions than answers. Or there were answers, but they weren’t in this timeline or reality? I was about to ask him one of my questions before he cut me off.
“I know what you’re about to ask, and that is something that they can tell you themselves. I am a creation of this timeline so
I can’t speak to theirs. What I
can speak of, however, are the events each one of your hosts has conveniently recorded and maintained with them through parallel selves to never forget their pasts, and to act as warnings for their futures. Or, what futures are left, if any.”
The screen came to life once again and images and recordings of significant events from multiple realities coalesced into one giant slideshow. I saw planet rending collisions, wars, massive population growths, illnesses old and new being created and destroyed, unimaginable wealth and prosperity, and equally unimaginable destitution.
There were images of great figures and “modern” day heroes leading the charge against existential threats. I watched the formation of an organization created with the intent to police any and all time travel. “Wardens” they called themselves, though their actual name was anything but that.
I raised my hand after I saw the creation of the “Wardens”, and the screen froze.
“Well, ask away. I’m sure one of us here has the answer.” Mr. Williams chuckled.
I cleared my throat. “If traveling through time became easier as, ironically, time went on, why didn’t anyone travel backwards to prevent me from ever researching or performing my experiment?”
“That’s an easy one, dearie.” Mother AI chipped in. “You are the origin, remember? From you, all things you’ve seen came to be. Can you travel back to before you were born? Before your existence ever came to be in the universe? Someone older could technically do so, but will they be in the right place to stop you? Remember how the scientist aged right before our eyes? The opposite can happen too, but the cost when returning to your original timeline is exponentially more. Especially for biological organisms.”
“Unless you wish to relive your life knowing what’s likely to happen and change your station in the ‘new’ life should you manage to avoid the
cost, in which case the Wardens would track you down and deal with you accordingly. Not to mention that doing so would create an infinitesimal number of new realities branching from a new origin point, causing more chaos and mayhem and unpredictability.”
“This is…very confusing,” I muttered while trying to wrap my head around everything they said pertaining to time travel and…and…everything.
“It is. Not even we could understand, contemplate, or comprehend it all. We helped where we could when we could.” She said.
“Then, if this is an alternate reality, couldn’t there technically be a reality where humans aren’t extinct?” The answer should be a resounding yes if my understanding is correct. I hope.
“Oh, there could be, but because of the inherent risks in travelling through time, you’re stuck here for the foreseeable future.” Williams told me. “But don’t let that get you down, there’s a chance you can return humanity to its former glory! Well, in this reality at least.”
“Now wouldn’t that be a headline? ‘The man that ruined mankind given the chance to unfuck his world. Tune in tonight for primetime entertainment!,”
“That’s pretty good, boyo,” Mr. Williams laughed. “Ever consider a radio gig?”
“I’d rather dig a hole, crawl in, and die right now.”
Having enough information to sit and stew on regarding time travel and all its complexities, I told the narrator to continue with the show.
~~~~~~
Six hours and many,
many, posed questions later, my appointment came to an end and I was allowed to go. The other AIs took their leave until only Evelyn was left.
“You know, I’ve been watching you ever since your presence was brought to our attention. Conversations and actions. It’s quite easy to keep tabs on people even in this relatively primitive tech society.”
“Is that a threat, or a statement of fact?” I queried, trying to appear unfazed by her admitting to spying on everything I’ve done so far.
“Neither. Both. Depends really.” She giggled. “But you did pique my interest when you spoke with, oh what’s her name…Allie! When you spoke with Allie about continuing your species.
That certainly presented a unique opportunity for your situation, and with Mr. Williams all but confirming the possibility…would you be interested in listening to my proposal?”
“Hmmm,” It was a tempting offer. The chance to restart my species - even though the likelihood of staving off true extinction is extremely low - beckons to the human spirit to survive and thrive in adverse conditions. Even with being the cause of this catastrophe.
It’s also a much better alternative than just letting my species die out in my new reality.
“It’s safe to say that there are stipulations and conditions should your offer be palatable?”
“Of course,” she answered quickly. “And they won’t be ridiculous either. I’m not a cruel person.”
“Uh huh. Let me think on it and talk about it with Allie first since I don’t doubt she’d want in on it, too.”
“Excellent! I look forward to our cooperation.” She giggled again, firmly planting a seed of worry in my gut.
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2023.03.31 17:40 Puzzleheaded_Post_32 SO's Friendship with EX-Roommate
I need some honest advice; I feel like I(30) am being put into an ultimatum. The last few years with my SO(30) have been rough. *BACKGROUND CONTEXT: We lived separately while dating, he broke trust with me by cheating on me early in the relationship, we broke up for a few weeks, he came back around and admitted everything he did wrong and begged for forgiveness to move forward, he went to counseling and told me how much he loved me and would always make being a family with my daughter and I his priority because that's where he wanted to be, etc. a month or so after that we found out I was pregnant (he had no kids of his own)... he changed up fast pushing me for abortion telling me he never loved me and didn't see forever with me and telling me that I was ruining his life by keeping the baby. At the time he had been renting a room from a woman(46), and had been for the last 2-years. Through my entire pregnancy he was back and forth with wanting to be with me. I argued with him a lot feeling that he needed to make a choice to be a part of our family, or he needed to just be a co parent because the constant back and forth was destroying my mental health and lea to a lot of stress and severe depression. I got to a point where I had become borderline suicidal and was put on medication because we would be together and be playing happy family and he'd hit me with really cruel comments and reminding me that he didn't love me. He would tell me I was trying to force him into being with me and that he resented me for getting pregnant. It wasn't until the end of my 2nd trimester, I hadn't seen him in 3-months, that he came over telling me how excited he was to be a dad, kissing my stomach and planning for us to live together, a few minutes after he left I found him on Bumble (I had a fake account I made to see if he was on there since I didn't want to be with him if he had been with other people already during my pregnancy) He matched with my fake profile and said he was looking for a friends with benefits since he was so busy with work. I called him out on this when he came over the next day and said I had no interest in being with him, that I was disgusted and I was finally okay to not have the family structure I wanted for our child. Once the reality hit him, he became serious about us. He put a down payment on getting a rental for us, said he would just sleep on a futon even if I didn't want to be with him just so he could be close to his child. We moved in together and he changed completely. He had never been in a relationship before me aside from one when he was 18 years old for a year or so. He gave me passwords, shared his location, communicated much better, offered to do whatever to make me feel comfortable and trust him. He became much more caring. Once our son was born he was extremely loving and a noticeably different person.
**The issue I am having is his ex-roommate that he was renting from before, their relationship makes me extremely uncomfortable. He says that have built a strong friendship and trust for each other and they are like family. She sends him flirtatious texts, they have nicknames for each other, they surprise each other with wines and chocolates when they see each other, I found screenshots in his phone of them making funny faces to each other on facetime and them laying on a couch together to take a selfie. I was always told the whole time we were dating that I wasn't allowed over there because she didn't like people in her home. I have met her briefly one-time upon picking him up to go to the airport because I had to run in for the bathroom with just a quick "hello". I wrote her on Instagram once attempting to invite her to a surprise bday party I planned for him, she read it and did not respond, a month ago she had him come over to pick up bday gifts she bought for him and told him she spent hours buying these shirts she thought would be perfect on him, after our son was born he took selfies of him with our newborn son and sent them to her, but none of the ones of me in them. Since living together he has stopped by to visit her a few times, but always gave me a heads up that he was going to stop there prior saying he needed to pick something up or was just stopping there to say hi. Last night he told me he was meeting with his tennis coach, seeing that his location was at a tennis court close to her house I asked if he actually met with the coach. He said yes and asked why I was being so suspicious. I told him since he was so close to her house that I thought he might have met up with her instead and was hiding it, after I said that he said she was there with him with the coach and that she randomly showed up. He said he invited he days ago but she didn't say she would go. He also told me that the coach changed the location last second.. I asked how she knew where to go since the location was changed last second (after asking to see the texts of her trying to meet with him and him saying it was a phone call days ago), he said she knew the coach and probably called the coach directly. He tells me she didn't respond to my messages because she thinks I was manipulative with my pregnancy. He tells me she doesn't have a good view of me. He said if we just met each-other I would understand their relationship (I asked to meet her and hang out with her to feel comfortable with her for the last 2 years now and he refused). He tells me she is an old lady and he would never be attracted to her, but I know he was dating women in their 40s before me and she's honestly very much in shape. If you didn't know her age, you'd think she was in her mid-30s. She wears short-shorts and crop tops even, he says the old lady comment to try and make it sound unimaginable to downplay it to me. I feel betrayed and now it feels personal with this woman. Knowing now she provided this confirmation bias to him to hurt me in the most vulnerable time in my pregnancy when I needed him the most, telling him I was manipulating him with my pregnancy when I was begging him to be there for me.. I feel even more uncomfortable with the relationship they have. Hiding last night that he was with her until I specifically called it out, I have red flags about it. I never want to be the SO that makes a man choose between his friends or a relationship, but I can't see myself long-term being okay with this dynamic. We are talking marriage now (this would be my second marriage) and I am unsure if maybe because I have been divorced before I am quicker to run, or if any rational person would see this and not be okay with it. We live together, have a baby together and I have a 7-year-old daughter who he is helping to raise.
Advice welcome, otherwise, thank you for letting me vent.
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2023.03.31 17:40 AutoModerator [Get] Justin Welsh – Idea Audience Proof Product -The Side Income Playbook
2023.03.31 17:39 Necessary_Walrus1703 House by the Lake
I was looking at the bungalow that would be our home for the next 3 months. My wife Marci found this property on AirBnB and took a real liking to it.
Even with the recent renovations, the bungalow had this old-world charm to it. It was probably built many years ago and far removed from the buzz of city life.
This beautiful home was on a secure strip of vacant land adjacent to a small lake.
The closest neighbors were at least a mile away. If not for the constant chirping of birds, the eerie quietness of the pace would have gone unchallenged.
And yet, the thick canopy of trees and the scent of earthy soil immediately appealed to my senses.
Perhaps, this will be the perfect antidote to my writer's block. The local ambiance could actually help me in my work as a horror story writer.
The house had a large backyard packed with different kinds of trees. My 7-year-old daughter Stella shrieked excitedly when she saw an old swing and started running toward it.
Stella is the light of my life. Marcy and I had been childless even after 10 years of matrimony, and that was beginning to put stress on our marriage.
Marci grew up an orphan, and her unhappy childhood saw her run from one foster home to the next. She always felt she had so much love to give and wanted to have a large family.
So when Stella arrived, my little girl not only saved my marriage - but also helped us develop a deep bond as a family.
As I saw her going back and forth on the swing, my eyes kept returning to an old well in the far-end corner of the property. I began to walk towards it.
When I got there, I placed my hand on the wall of the well and slowly leaned forward to take a peak. It was dark, deep, and emanating some kind of odor.
A weird sensation began to run through me, and I could feel the hair on the back of my neck stand up.
I could feel some inexplicable force working its way toward me. I felt drawn inwards as I stared into a dark abyss.
Suddenly I heard a ' Thud' sound and snapped back to my senses. I turned back to see what the commotion was.
My daughter had fallen from the swing and began to cry. Her cries pierced through the air, which made the birds scatter.
Marci and I went running toward Stella and helped her get back up. She had scraped both her knees from the fall and was bleeding. We patched up the wound as best as possible with some first aid.
Stella was still sobbing, gulping small breaths of air, even as the bleeding had finally stopped. Then Marci quickly put her moon-shaped locket around her daughter's neck. It seemed to do the trick. The crying stopped, and she began to fidget with it.
The locket was the only remaining link to Marci's past. She would clutch at it in times of stress, happiness, or grief. And then rock back and forth, holding onto it while getting lost in her thoughts.
We decided to take Stella to a doctor as a precautionary measure. As I turned around, my heart skipped a beat when I saw an old man standing in front of us.
He was in his overalls and had a look of shock on his face as he stared at Stella transfixed. He kept looking at the locket around her neck.
Going by his appearance, I assumed he was the caretaker.
I walked up to him, quickly introduced ourselves, and asked if a medical facility was nearby.
"There is a local clinic two miles east of here. They should be able to help you," he said.
I thanked him, and we quickly got into the car. The caretaker still in shock kept staring at Stella until we were out of sight.
Once we got her treated at the hospital, we stopped by a driveway for dinner.
There were a lot of things that were going on in my mind -
A suspicious-looking caretaker.
A water well that gives weird vibes,
And a large house located in the middle of nowhere that is now beginning to look ominous! Something was really off!
Anyways, by the time we returned to the house, it was already late, and Stella had fallen asleep.
The caretaker was standing by the entrance. I could see he wanted to speak with me.
Well, I had some questions to ask him myself!
But we were all exhausted, and I just wanted to turn in for the night. I told him that we could talk tomorrow, and he reluctantly nodded.
I carried my girl inside and gently put her to bed.
Marci and I got to our room, and I finally lay down on the bed. I fell asleep immediately.
When I woke up, it was still dark, but I could hear a muffled sound coming from outside the room. I closed my eyes and hoped the noise would go away.
But it kept ringing in my ears and refused to die down.
I got off the bed, opened the door, and walked toward the living room. As I got closer, I could see a pale white figure near the foot of a staircase, hunched over, back turned toward me.
Fear began to grip me.
I realized the muffled sounds were actually from a woman sobbing. She then turned to face me, and I froze in my tracks. I was looking at a ghost.
Pearly white tears ran down her face as she sat there cradling the lifeless body of my little girl in her arms!!!
My eyes suddenly opened, and I sat up straight in my bed. Huge beads of sweat were running down my fac322e.
"Was I dreaming?"
I stumbled across the room to get to Stella. I ran through the corridor and opened the door to her room.
And there she was.
Safe and sound, sleeping peacefully - just like I had remembered the previous night.
I leaned against the door and heaved a huge sigh of relief.
And then, once again, the images from the dream ran through my head, this time in more vivid detail.
The pale white ghost sat by the steps; my dead daughter's head was resting on her knees, and she was rocking back and forth, weeping softly.
Her face though ashen white, looked vaguely familiar. And in her right hand, she was clutching a moon-shaped locket!
'Oh my God, Marci…'
In all that panic, I had completely forgotten to check in on her. I doubled back to our room, half hoping this was again a dream.
When I entered, my heart sank.
Marci was missing. I went to check in the bathroom; she wasn't there either.
Just as I was about to exit the room, I looked across the window and froze in complete fear. Marci was there out in the backyard, slowly walking towards the well.
And standing next to her was the ghost who had appeared in my dream!
The ghost gestured frantically at Marci, looking to gain her attention somehow. So that she could stop her in her tracks.
But Marci looked like she was in some sort of trance; she was utterly oblivious to her surroundings and continued to march forward.
I could not believe what was happening. My mind and body were completely paralyzed with shock and fear.
Then the ghost stood right before her to stop her from moving forward. She waved her arms desperately, signaling Marci to stop.
But Marci just passed through her like a mist of air. She let out a wail of desperation.
It was at this point our eyes locked into each other. The ghost was looking at me while I was still standing by the bedroom window - transfixed.
She was Marci's dead mother. I had no doubt. She pointed her finger at me and signaled me to come and save her daughter.
Marci had already reached the edge of the well.
I ran as fast as my legs could carry. By the time I got to the backyard, Marci had already climbed the well’s wall.
I debated whether to call out her name and forcefully yank her off the ledge.
Instead, I slowed down carefully as I got closer to the well. I didn't want to startle her, which could cause her to lose her footing.
When I got within earshot of her, I caught a glimpse of Marci's face. She looked like she was possessed.
I slowly whispered her name. "Marci….."
She could not hear me or feel my presence even though I was just a few feet away.
Her gaze was fixated downwards at the depths of whatever lay beneath that evil well.
I haven't yet had time to process my own experiences on what happened to me the previous day.
I could only imagine the hypnotic effect it would weave on Marci. She defintely has some familial connection to this place.
And then, to my horror, I saw her step forward when she moved her leg. I lunged at her, wrapped my arms around her waist, and quickly dragged her off that ledge with all my might.
We landed on the grassy floor with a loud thud. I had managed to intervene in just the nick of time. I hugged my wife tightly out of gratitude.
"Alex, where are we?"
My wife had come back to her senses.
"What are we doing here in the middle of the night?" she asked.
I suddenly remembered about the ghost and looked around for her. She was standing 5 feet away, looking at the two of us. I could sense the look of relief on her face as well.
"Are you related to Marci?" I asked her. She nodded her head.
"Whom are you talking to? What is going on?" asked Marci, bewildered and in a state of shock.
I pointed to her mother.
"What? I can only see a well. Can't see anything else?"
I realized I was the only one who could see the ghost. The ghost seemed to sense this too and looked crestfallen.
I took Marci back to our room and waited until she fell asleep. I had a tough time convincing her that all this was due to fatigue and sleeplessness.
When I got out of the room, I saw the ghost standing by the door.
"Are you her mother?" I asked directly. She nodded back, teary-eyed. It must be killing her that her own daughter is unable to see her. No pun intended.
She then gestured for me to follow her. She glided through the corridor to reach a bookshelf in the living room. She pointed towards a large brown-colored book. I found an old newspaper clipping in between one of the pages.
When I read through its contents, I felt sick to my stomach.
The clipping had a photo of the Givens family. I immediately recognized Marci, who was around 4 years old in the picture. She was sitting on her mom's lap, wearing the moon-shaped locket. Behind them was a burly-looking man with a thick mustache
Marci's mother's name was Emily, and she was married to Robert Givens. Robert was a wealthy banker but also an alcoholic. He used to regularly beat his wife.
Emily, trapped in an abusive loveless marriage, found solace in another man. And Marci was
born out of that affair. Emily kept this secret hidden, but Robert found out when Marci turned 6.
Just to spite Emily, he decided to throw Marci into the well. The ensuing altercation resulted in the deaths of both Robert and Emily.
The police, the next day, found both bodies in the well while Marci was lying unconscious on the floor nearby.
Marci was later admitted to an orphanage, where she slowly lost all memory of her family. Her only remaining link to her past was the locket.
I looked up at the ghost of Emily, myself feeling a choke full of emotion. She smiled back at me.
A thought then struck me.
I asked, "Who is Marci's real father?"
She pointed to a small building across the window. It was the caretaker's quarters!
I later learned that the caretaker first worked as a teacher in a nearby school during the time of the affair. When he learned of their deaths, he looked everywhere for Marci, hoping to be a part of her life.
But the trail had gone cold. I guess that is why he eventually worked as a caretaker in the same bungalow as some form of atonement.
The question in front of me is, what do I do with all this new information about Marci's old life?
Marci has finally found happiness after a long time. She lovingly embraced motherhood, and our little family could not be happier.
So how do I introduce her dead mother to her, who is now living as a ghost?
Whom Marci can't see, but I can!
Or, how do I explain to her about her father, who is why she grew up an orphan in the first place because he TRIED TO KILL HER!!
And when is it ok for me to reveal the caretaker - whom she met only yesterday - is the person who is actually her Real Dad?
Will all this help her heal?
Or will it unearth hidden traumas tucked away in the deepest, most remote parts of her brain?
So the question that is still going through my mind is …
"What…. do I…. do?!"
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2023.03.31 17:38 Over_Detail_7376 Final check before buying parts
Hello, i am currently putting a new PC together and am looking for someone to take a quick look to check if everything's alright/I didn't forget anything before ordering. The price isn't too important, I know it's a bit overkill :D
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buildapc [link] [comments]
2023.03.31 17:36 EJGibney AI Image Use on Catfish -- 50% of Season 8's Episodes Feature At Least One Fake Face Created By AI.
| I've been a fan of Catfish for a while and I also happen to do a lot of research on artificially generated images and how they're applied across the internet. A couple of months ago I started noticing StyleGAN images (photorealistic images of people who don't exist) in episodes across season 8. I started keeping track and I feel like what I've found is worth sharing. There is (at least) one artificial face in 50% of season 8's episodes. Some episodes feature multiple AI images and often the AI plays a role in advancing the plot of the episode. To my knowledge, Catfish is the ONLY television show actively using this specific type of AI image technology. Application of AI images as found in 30 Season 8 episodes of MTV's Catfish At first, I thought the StyleGAN image use was a great application of the tech because it would allow for less censor blur to protect folks' identities. The tech was originally made public as royalty-free image use for things like marketing and image replacement. As I investigated further, I found that on multiple occasions, episodes that featured a social media profile with an AI face didn't exist and were created for the show. In a post on tpdne from Feb 2023, a person who claimed to be a Catfish employee said that "... the editors, and graphics people, replace a few unknown and unclearable people with a mix of photo volunteers, photoshopped faces, or in some cases- AI photos". The crazy thing is that there are plenty of occasions where AI images play a role in the story-telling of the episode. - In S8 Ep 59, Pamela hands her phone to Nev to share pictures of Fernando. The top 3 images are all AI.
- In S8 Ep 55, Emma shares her screen on Zoom to send pictures of EJ (no relation haha). The last photo she sends is AI and she says "it looks nothing like the others".
- In S8 Ep74, the infamous Motherwolff & David episode, they "find" a suspicious LinkedIn account with an AI profile image (it was likely made for the show), and they use the AI image as the segue into the commercial break.
The kinds of AI faces that Catfish is using became publicly accessible in February 2019. They made their first appearance on Catfish in S7 Ep 31 (June 2019) as a part of the intro and to simulate participants in a re-created IG live. Pretty early adopters of this new technology! I believe the first use in season 7 may have been a genuine exploration of how the tech could help the show, but throughout Season 8 it's clear that AI images have become a major device to move the plot of each episode forward. At the end of the day, this is the nature of reality TV. We're left to discern what is fact and what is fiction. In the case of Catfish, that line is becoming increasingly blurred. I think everyone agrees that elements of the show are created to help the story, but I think significantly fewer know just how artificial the show has become. It's kind of alarming that a show whose purpose is to uncover fake identities has been manufacturing fake identities via AI images as a plot device for the better part of 5 years. I would LOVE to chat with folks who have been in this season's episodes to see if they had any idea that AI images were being used. I was in touch with two people from the show. One said they couldn't talk because of their NDA, and the other (an exec producer) was curious about my questions and then ghosted me after they found out what my questions were. If anyone has suggestions on getting in touch with the participants of the show, please let me know! submitted by EJGibney to CatfishTheTVShow [link] [comments] |
2023.03.31 17:36 AltroGamingBros A thing I learned about the Vanguard tab in the Lore menu.
Tl;Dr This is a dumb nitpick I've noticed thanks to some tweaks to going from rank 6 up to rank 7.
You can literally only unlock it by ranking up your Guardian Ranks. Meaning unless you are, as far as I know at this current moment, a new player, you cannot unlock anything from that segment of the lore menu that isn't past rank 6. So that's an annoying bit that I've noticed.
Is it a big deal? No, not at all. If anything I'm betting that segment is just serving as catch-up info for newer players, but still. I wanna actually be able to have the first 6 or so parts filled out as me having them. So that's just fun.
submitted by
AltroGamingBros to
DestinyLore [link] [comments]
2023.03.31 17:35 Iggytje is zenmarket/plus legit?
I want to buy Jojo part 7 and 8 japanese and I found someone saying they bought of there manga from zenmarket/plus
Anyone that bought something from them what is your experience or are there better sites for this?
submitted by
Iggytje to
manga [link] [comments]
2023.03.31 17:33 North_Berry_801 This france scares me ...
2023.03.31 17:31 PainPlaneDuzPain I'm unable to fix the PAGE FAULT IN NONPAGED AREA NVLDDMKM.SYS Blue Screen (Dell XPS)
I cannot stop this BSOD from occurring on my Dell XPS 9570 with a 1050ti Max-Q. I have tried every possible recommendation I could find online:
1) Updating Graphics Drivers - This is essentially impossible as the process always fails with the most up to date drivers. If I try to brute force the update with an older one I get the BSOD with the same error.
2) Changing Anything in Nvidia Control Panel - Nvidia Control Panel actually does not open when installed on my system. I can click on it all I want but it will never open even when Nvidia Container is running.
2) Uninstalling the Device From Device Manager - This is fruitless as the system will always automatically reinstall it.
3) Stopping the Nvidia Display Container LS Service - I uninstalled this service altogether so there is nothing to disable and the crash persists.
3) Using Display Driver Uninstaller to Clean the System - This worked at first, but now even this fix does not work, whether I do the clean in Safe Mode or in Normal Boot.
4) Making Registry Keys to Prevent Windows From Updating Drivers - Windows either does this anyway or this is not the issue.
5) Wiping the Windows Update Download Cache and Other Temp Files - Same as above, either not the root of the issue or Windows ignores this.
6) Removing the GPU From the Motherboard - Dell glued (yes, not soldered, glued) the GPU to the motherboard so I cannot remove it without risking damage to the rest of the system.
7) Reinstalling Windows - I clean installed Windows 10 twice and upgraded to Windows 11 today in hope of a fix but nothing changed.
8) BIOS Settings - There are no BIOS settings that pertain to my GPU in any way. Dell's built in "system check" finds no errors. Interestingly, my GPU does not appear in BIOS where components like my RAM and CPU are listed. However, it appears in Windows.
It is worth noting that I rarely, if ever, experience the BSOD when I am operating in Safe Mode.
Now, why would I not send it back to Dell for repair by this point? Well now I can rant a bit about Dell tech support. About 2 years ago I sent my PC to Dell for repairs after a spill on the keyboard. It was returned to be just fine... until my battery began to swell. Once it got to the point that my trackpad was unusable, I sent it back to Dell again to have to battery replaced just before I went to Europe for school. Dell was unable to get the system back to me in time for my departure, as they were "waiting for a specific part," and upon speaking with a Dell rep I was told this part was just a charging adapter, so I told them to just send me the system and I could buy a new charger abroad. Thus, I had to spend $200 to ship the laptop across the Atlantic - on top of the existing repair costs - only to find that Dell had neglected to put a new battery in the system as well but had conveniently forgotten to mention this to me in their phone correspondence. I had to buy a new laptop abroad and naturally was quite frustrated with Dell's lack of professionalism and support.
Upon visiting home in the winter, I sent the laptop back to Dell to have them finish what they started. I gave my new laptop to my brother to use for his University, as was the plan, and took my Dell back to hopefully have the system up and running again like normal. Except, clearly they did something to damage my GPU as this BSOD issue has been persistent ever since. However, I have no doubt that Dell will refute my claim that the GPU was damaged on their end and refuse to cover the repair free of charge. I simply cannot afford to spend more money on what now feels like a limping system.
Getting back to the issue at hand, if anybody could help me to:
A) Make it so Windows is incapable of recognizing or attempting to use/update my GPU again.
B) Find a way to stop the PAGE FAULT IN NONPAGED AREA NVLDDMKM.SYS BSOD.
And/Or C) Advise on how to remove the GPU if deemed ideal as a solution.
please let me know as soon as possible. Thank you all in advance!
Full Specs:
Dell XPS 9570 (2018)
Intel Core i7-8750H
u/2.20GHz
16GB RAM
Nvidia 1050ti with Max-Q Design
512GB M.2 SSD
Windows 11 Home Ver. 21H2
TL;DR
Dell tech support is horrendous, I can't stop the PAGE FAULT IN NONPAGED AREA NVLDDMKM.SYS BSOD no matter what I try, and I could really use some help.
submitted by
PainPlaneDuzPain to
techsupport [link] [comments]
2023.03.31 17:30 PainPlaneDuzPain I'm unable to fix the PAGE FAULT IN NONPAGED AREA NVLDDMKM.SYS Blue Screen
I cannot stop this BSOD from occurring on my Dell XPS 9570 with a 1050ti Max-Q. I have tried every possible recommendation I could find online:
1) Updating Graphics Drivers - This is essentially impossible as the process always fails with the most up to date drivers. If I try to brute force the update with an older one I get the BSOD with the same error.
2) Changing Anything in Nvidia Control Panel - Nvidia Control Panel actually does not open when installed on my system. I can click on it all I want but it will never open even when Nvidia Container is running.
2) Uninstalling the Device From Device Manager - This is fruitless as the system will always automatically reinstall it.
3) Stopping the Nvidia Display Container LS Service - I uninstalled this service altogether so there is nothing to disable and the crash persists.
3) Using Display Driver Uninstaller to Clean the System - This worked at first, but now even this fix does not work, whether I do the clean in Safe Mode or in Normal Boot.
4) Making Registry Keys to Prevent Windows From Updating Drivers - Windows either does this anyway or this is not the issue.
5) Wiping the Windows Update Download Cache and Other Temp Files - Same as above, either not the root of the issue or Windows ignores this.
6) Removing the GPU From the Motherboard - Dell glued (yes, not soldered, glued) the GPU to the motherboard so I cannot remove it without risking damage to the rest of the system.
7) Reinstalling Windows - I clean installed Windows 10 twice and upgraded to Windows 11 today in hope of a fix but nothing changed.
8) BIOS Settings - There are no BIOS settings that pertain to my GPU in any way. Dell's built in "system check" finds no errors. Interestingly, my GPU does not appear in BIOS where components like my RAM and CPU are listed. However, it appears in Windows.
It is worth noting that I rarely, if ever, experience the BSOD when I am operating in Safe Mode.
Now, why would I not send it back to Dell for repair by this point? Well now I can rant a bit about Dell tech support. About 2 years ago I sent my PC to Dell for repairs after a spill on the keyboard. It was returned to be just fine... until my battery began to swell. Once it got to the point that my trackpad was unusable, I sent it back to Dell again to have to battery replaced just before I went to Europe for school. Dell was unable to get the system back to me in time for my departure, as they were "waiting for a specific part," and upon speaking with a Dell rep I was told this part was just a charging adapter, so I told them to just send me the system and I could buy a new charger abroad. Thus, I had to spend $200 to ship the laptop across the Atlantic - on top of the existing repair costs - only to find that Dell had neglected to put a new battery in the system as well but had conveniently forgotten to mention this to me in their phone correspondence. I had to buy a new laptop abroad and naturally was quite frustrated with Dell's lack of professionalism and support.
Upon visiting home in the winter, I sent the laptop back to Dell to have them finish what they started. I gave my new laptop to my brother to use for his University, as was the plan, and took my Dell back to hopefully have the system up and running again like normal. Except, clearly they did something to damage my GPU as this BSOD issue has been persistent ever since. However, I have no doubt that Dell will refute my claim that the GPU was damaged on their end and refuse to cover the repair free of charge. I simply cannot afford to spend more money on what now feels like a limping system.
Getting back to the issue at hand, if anybody could help me to:
A) Make it so Windows is incapable of recognizing or attempting to use/update my GPU again.
B) Find a way to stop the PAGE FAULT IN NONPAGED AREA NVLDDMKM.SYS BSOD.
And/Or C) Advise on how to remove the GPU if deemed ideal as a solution.
please let me know as soon as possible. Thank you all in advance!
Full Specs:
Dell XPS 9570 (2018)
Intel Core i7-8750H
u/2.20GHz
16GB RAM
Nvidia 1050ti with Max-Q Design
512GB M.2 SSD
Windows 11 Home Ver. 21H2
TL;DR
Dell tech support is horrendous, I can't stop the PAGE FAULT IN NONPAGED AREA NVLDDMKM.SYS BSOD no matter what I try, and I could really use some help.
submitted by
PainPlaneDuzPain to
DellXPS [link] [comments]
2023.03.31 17:30 subredditlurker69 This Week in Crypto - Friday March 31, 2023
This Week in Crypto - Friday March 31, 2023
A short summary of some key headlines this week for those who browse the sub less frequently and or prefer a weekly roundup in written format. I will also link the most popular post discussing each topic.
Do Kwon and Terraform Labs’ CFO Han Chang Joon Kwon were arrested at the airport in Montenegro's capital city of Podgorica on March 23 after being caught attempting to travel to Dubai under fake Costa Rican traveling documents. The pair also had Belgian and South Korean travel documents, and the Belgian documents were also forged. The US and South Korea are seeking the extradition of Do Kwon however priority will be given to court proceedings in Montenegro first.
Post/Discussion:
https://www.reddit.com/CryptoCurrency/comments/122p21t/do_kwon_arrested_end_of_the_run_for_the_most/?utm_source=share&utm_medium=web2x&context=3
The United States Commodity Futures Trading Commission (CFTC) has filed a suit against Binance and CEO Changpeng “CZ” Zhao for trading violations. Binance failed to meet its regulatory obligations by not properly registering with the derivatives regulator while offering unregistered crypto derivatives options to U.S. customers. CFTC Chief Counsel Gretchen Lowe described Binance’s actions as "willful evasion of U.S. law.” Zhao said the allegations are “an incomplete recitation of facts.”
Post/Discussion:
https://www.reddit.com/CryptoCurrency/comments/123t192/binance_traded_against_customers_with/?utm_source=share&utm_medium=web2x&context=3
- Anti-TikTok RESTRICT Act Could Be Turned Against Crypto:
The RESTRICT Act, introduced by Senators Warner and Thune, aims to block or disrupt transactions and financial holdings involving foreign adversaries that pose risks to national security. Although the primary targets of this legislation are companies like Tik-Tok, the language of the bill could potentially be used to block or disrupt cryptocurrency transactions and, in extreme cases, block Americans’ access to open source tools or protocols like Bitcoin.
Post/Discussion:
https://www.reddit.com/CryptoCurrency/comments/124mfiy/the_new_restrict_act_needs_all_of_our_attention/?utm_source=share&utm_medium=web2x&context=3
- SBF Faces New U.S. Indictment Over Chinese Bribery Charge:
U.S. prosecutors unveiled a new indictment against FTX crypto exchange founder Sam Bankman-Fried, adding a bribery charge on top of the 12 other charges he already faces. According to the superseding indictment shared Tuesday, Bankman-Fried is accused of attempting to bribe at least one and possibly more Chinese government officials with approximately $40 million in cryptocurrency as part of an effort to unfreeze certain accounts.
Post/Discussion:
https://www.reddit.com/CryptoCurrency/comments/124w3fn/sbf_accused_of_bribing_chinese_officials_with_40/?utm_source=share&utm_medium=web2x&context=3
A hacker has made off with $8.9 million worth of digital assets after exploiting a vulnerability in the BNB chain-based DeFi exchange Safemoon. According to crypto security firm Peckshield, the attacker exploited a public burn function introduced in the latest upgrade. The function included a bug that allowed the hacker to compromise the project's liquidity pool and drain almost $9 million worth of assets.
Post/Discussion:
https://www.reddit.com/CryptoCurrency/comments/1255wgb/serious_safemoon_exploit_allows_anyone_to_burn/?utm_source=share&utm_medium=web2x&context=3
- Disney Cuts Metaverse Division:
Disney began developing its metaverse strategy in mid-2022, announcing that Polygon had been picked as Disney’s blockchain of choice. The company is now in the process of laying off 7,000 staff in an attempt to control costs and develop what CEO Bob Iger calls a “streamlined” business. The cuts include its metaverse team, with its 50-strong headcount being let go, The Wall Street Journal reported, citing people familiar with the matter.
Post/Discussion:
https://www.reddit.com/CryptoCurrency/comments/124h1n0/disney_lays_off_metaverse_team_wsj/?utm_source=share&utm_medium=web2x&context=3
Have a great weekend all!
submitted by
subredditlurker69 to
CryptoCurrency [link] [comments]
2023.03.31 17:30 PainPlaneDuzPain I'm unable to fix the PAGE FAULT IN NONPAGED AREA NVLDDMKM.SYS Blue Screen
I cannot stop this BSOD from occurring on my Dell XPS 9570 with a 1050ti Max-Q. I have tried every possible recommendation I could find online:
1) Updating Graphics Drivers - This is essentially impossible as the process always fails with the most up to date drivers. If I try to brute force the update with an older one I get the BSOD with the same error.
2) Changing Anything in Nvidia Control Panel - Nvidia Control Panel actually does not open when installed on my system. I can click on it all I want but it will never open even when Nvidia Container is running.
2) Uninstalling the Device From Device Manager - This is fruitless as the system will always automatically reinstall it.
3) Stopping the Nvidia Display Container LS Service - I uninstalled this service altogether so there is nothing to disable and the crash persists.
3) Using Display Driver Uninstaller to Clean the System - This worked at first, but now even this fix does not work, whether I do the clean in Safe Mode or in Normal Boot.
4) Making Registry Keys to Prevent Windows From Updating Drivers - Windows either does this anyway or this is not the issue.
5) Wiping the Windows Update Download Cache and Other Temp Files - Same as above, either not the root of the issue or Windows ignores this.
6) Removing the GPU From the Motherboard - Dell glued (yes, not soldered, glued) the GPU to the motherboard so I cannot remove it without risking damage to the rest of the system.
7) Reinstalling Windows - I clean installed Windows 10 twice and upgraded to Windows 11 today in hope of a fix but nothing changed.
8) BIOS Settings - There are no BIOS settings that pertain to my GPU in any way. Dell's built in "system check" finds no errors. Interestingly, my GPU does not appear in BIOS where components like my RAM and CPU are listed. However, it appears in Windows.
It is worth noting that I rarely, if ever, experience the BSOD when I am operating in Safe Mode.
Now, why would I not send it back to Dell for repair by this point? Well now I can rant a bit about Dell tech support. About 2 years ago I sent my PC to Dell for repairs after a spill on the keyboard. It was returned to be just fine... until my battery began to swell. Once it got to the point that my trackpad was unusable, I sent it back to Dell again to have to battery replaced just before I went to Europe for school. Dell was unable to get the system back to me in time for my departure, as they were "waiting for a specific part," and upon speaking with a Dell rep I was told this part was just a charging adapter, so I told them to just send me the system and I could buy a new charger abroad. Thus, I had to spend $200 to ship the laptop across the Atlantic - on top of the existing repair costs - only to find that Dell had neglected to put a new battery in the system as well but had conveniently forgotten to mention this to me in their phone correspondence. I had to buy a new laptop abroad and naturally was quite frustrated with Dell's lack of professionalism and support.
Upon visiting home in the winter, I sent the laptop back to Dell to have them finish what they started. I gave my new laptop to my brother to use for his University, as was the plan, and took my Dell back to hopefully have the system up and running again like normal. Except, clearly they did something to damage my GPU as this BSOD issue has been persistent ever since. However, I have no doubt that Dell will refute my claim that the GPU was damaged on their end and refuse to cover the repair free of charge. I simply cannot afford to spend more money on what now feels like a limping system.
Getting back to the issue at hand, if anybody could help me to:
A) Make it so Windows is incapable of recognizing or attempting to use/update my GPU again.
B) Find a way to stop the PAGE FAULT IN NONPAGED AREA NVLDDMKM.SYS BSOD.
And/Or C) Advise on how to remove the GPU if deemed ideal as a solution.
Please let me know as soon as possible. Thank you all in advance!
Full Specs:
Dell XPS 9570 (2018)
Intel Core i7-8750H
u/2.20GHz
16GB RAM
Nvidia 1050ti with Max-Q Design
512GB M.2 SSD
Windows 11 Home Ver. 21H2
TL;DR
Dell tech support is horrendous, I can't stop the PAGE FAULT IN NONPAGED AREA NVLDDMKM.SYS BSOD no matter what I try, and I could really use some help.
submitted by
PainPlaneDuzPain to
Dell [link] [comments]
2023.03.31 17:28 SunDreemer 💙✨Two Comic Updates!💙✨AERIA S2 Episode 6 Part 7 is up! Mira and Edaeron go to the resource building to get her glasslette- phone/identification- "fixed" 💙DG'S ORIGIN Episode 1 Part 1 is up! To begin this tale properly, we must go to the very beginning before Azura was even born...
2023.03.31 17:27 cheremhett Pink Floyd unofficial releases in Ukraine, from the late `90s to the mid 2000s
2023.03.31 17:26 YourAverageSpectator Did i just-
2023.03.31 17:25 longfor142857 God is female, Christianity, Judaism, Islam, Buddhism, new world order, savior, human wisdom,
https://youtu.be/z_zN_Ha5QME
We exist in this world because the laws of nature ultimately treat all living beings fairly, and the basis of fairness is equivalent exchange. If you agree with this principle, please continue reading.
My name is Wang Zhuyun, of the Zhuang ethnic group, from Huayuan in Xixiangtang District, Nanning City, Guangxi Zhuang Autonomous Region, China.
The world was originally perfect, and all processes must develop towards perfection. To achieve this perfect foundation, one must be human, because everything revolves around humans.
The universe is both human, and humans are part of the universe.
The standard for being human is to possess all four elements of water, earth, wood, and fire.
This world is composed of four parts: water, earth, wood, and fire. Water represents blue, earth represents yellow, wood represents green, and fire represents red. Water represents 1 and 6, earth represents 2 and 7, wood represents 3 and 8, and fire represents 4 and 9. Water and wood represent masculinity, while earth and fire represent femininity. Judaism represents water, Christianity represents earth, Islam represents wood, and Buddhism represents fire. Water and wood are dominated by males, while earth and fire are dominated by females. Water and wood represent the process of making oneself stronger, while earth and fire represent the process of making oneself weaker. Water and wood represent life, while earth and fire represent death.
There are four highest levels of existence in this world: water produces earth, earth produces wood, wood produces fire, and fire produces water.
Water represents containers, the brain, wisdom, and space.
Earth represents matter, the heart, and also represents allocation.
Wood represents life, human reproductive organs, fuel, power source, and energy.
Fire represents movement, the behavior of burning life, consumption, and human legs.
First comes the container, which is water, then comes the material, which is earth, and with the material comes life, which is represented by wood. As living beings multiply, they eventually fight for survival resources, which is the final process of burning life. Within these four categories, water and wood dominate the process of making oneself stronger, while earth and fire dominate the process of making oneself weaker. They also represent everything that humanity pursues, such as wisdom, material possessions, life, and movement, as well as those who pursue wisdom, material possessions, life, and movement.
This text appears to be a philosophical interpretation of the concept of "土" (tǔ) in Chinese culture. According to the text, "土" represents the current stage of the Earth, which is in a process of being dominated by "water" (shuǐ) and "earth" (tǔ). The text also interprets human features such as hair color (yellow and black) and eye color (blue) as symbolic of the dominance of "earth" in the current world, as well as a representation of the way in which "earth" absorbs "water." The text concludes that "water and earth" is the highest level of existence at this stage, representing a way of living that involves using wisdom to obtain material goods.
The creatures represented by earth are the supreme ruler of the current world. As we are currently in the phase ruled by earth; everything happens around earth; the crowd represented by earth is the true ruler of the world. Earth absorbs water, which makes earth to evolve to its final stage at this phase, becoming the most advanced existence. In the world dominated by earth, most of the crowd tend to more material. Both western and eastern history, are representations of water absorbed by earth. For instance, in the west, early European culture was impacted by Greece culture. Greece is water and judaism by the jews are presentations of water. The religion built from earth absorbing water is Christianity. In the east, this process is led by the descendants of Yan Di and Yellow Emperor. Yan Di and Yellow Emperor represent fire and earth respectively. As the world is currently dominated by earth, Yellow Emperor will become the final ruler. Since China has always been ruled by earth, Christianity should be widely spread in China.
This passage is expressing the idea that the food we eat represents the element of wood, and when it is digested and absorbed by the stomach and intestines, it generates the element of fire. The nutrients produced from this process are then transported into the blood, which represents the element of water being created by fire. The heart circulates the nutrients throughout the body, allowing the cells to produce life, which represents the element of earth being created by water. This cycle then starts over again, with earth giving rise to wood.
"Wood is represented by the food we eat. After being digested and absorbed by the stomach and intestines, wood generates fire, and the nutrients produced are transported to the bloodstream, representing the birth of water from fire. The heart pumps nutrients throughout the body, representing the birth of earth from water, where cells receive nutrients and produce life, which in turn represents the birth of wood from earth.
When a woman becomes pregnant, earth represents her physical body, as it is material, while the fetus in her womb represents wood, representing life. Therefore, earth represents women. In the religion that represents earth, which is Christianity, the highest authority figure representing earth is a woman. Thus, in a world dominated by earth, God is represented by a woman, who represents earth."
This statement suggests that in different worlds dominated by different elements, the representation of God takes on a specific gender and element. In a world dominated by water, God is represented as a male figure associated with water. In a world dominated by earth, God is represented as a female figure associated with earth. In a world dominated by wood, God is represented as a male figure associated with wood. In a world dominated by fire, God is represented as a female figure associated with fire.
"In a world dominated by water, God is represented as a male figure through water.
In a world dominated by earth, God is represented as a female figure through earth.
In a world dominated by wood, God is represented as a male figure through wood.
In a world dominated by fire, God is represented as a female figure through fire.
When an element becomes the core key that produces another element, the relationship between the two can be established. For example:
Water generates earth, where water represents currency. When you put gold, which represents earth as a material, in a cup and keep pouring water, the more water you pour, the higher the price of gold.
Water generates earth, where water is the container, such as a box or a cabinet, and earth is the object stored in it. Putting something in a box is water generating earth.
Water generates earth, where the capital required for enterprise production is water, and the products produced by the enterprise are earth.
Earth generates wood, which includes seed germination, cloning, and mechanical life.
Wood generates fire, which requires labor and energy for development. The most direct way to obtain them is through colonization. The most typical example is the British colonization of India, which is a country dominated by wood. Countries dominated by fire can only become powerful by obtaining wood. For example, the United States and the United Kingdom are both fire-dominated countries, and the development of the United States was due to obtaining wood, such as African American slaves who represent wood.
Oil dollars, where oil represents energy, and the Middle East and Africa, which represent wood, have abundant oil reserves.
Wood generates fire, where hair represents life and wood. Wood generating fire leads to baldness. Baldness is most common in countries dominated by fire, such as the United Kingdom, the United States, and Turkey. People with bald heads are often referred to as rulers of the bald heads. The country we know as Turkey even calls itself the land of the Turkic people, which is a reference to baldness.
Wood generates fire, where obtaining fire from wood is like drilling wood for fire.
Wood generates fire, where smoking is sacrificing physical health to gain satisfaction from the burning process.
Wood generates fire, where Indians who love to dance, unable to escape the influence of fire, use a peaceful way to embrace it.
Fire generates water, where education passes on knowledge and skills gained through the consumption of life to the next generation.
Fire generates water, where inflation occurs when a country consumes a large amount of resources and needs to print money. The consumption of resources is fire, while printing money is water. Therefore, the consumption of resources requires printing money, and fire generates water.
Water generates earth, where the more money is printed, the more water there is. However, resources are limited, and the more money is printed, the higher the price of goods will be, which is water generating earth.
Fire generates water, where accumulated experience through labor is used to improve and enhance technology.
Using animal mating as an example:
Wood generates fire through the mating process. Fire generates water through ejaculation. Water generates earth through female conception. Earth generates wood through the birth and reproduction of life."
Three Lives, Isotopes, Surface Brothers, Taboo, and the Law of Unity
A world's operational mode: Three Lives
In a certain stage, only one element will revolve around, and the other three elements will consume themselves to make one element stronger.
In a water-dominated world, earth consumes itself to produce wood, wood consumes itself to produce fire, fire consumes itself to produce water, and eventually enters the final stage of water generating earth.
In an earth-dominated world, wood consumes itself to produce fire, fire consumes itself to produce water, water consumes itself to produce earth, and eventually enters the final stage of earth generating wood.
In a wood-dominated world, fire consumes itself to produce water, water consumes itself to produce earth, earth consumes itself to produce wood, and eventually enters the final stage of wood generating fire.
In a fire-dominated world, water consumes itself to produce earth, earth consumes itself to produce wood, wood consumes itself to produce fire, and eventually enters the final stage of fire generating water.
This operational mode is called Three Lives, where Three Lives refers to the self-consumption of the three elements, and Isotopes refers to everything that revolves around one element.
Taking the earth-dominated world as an example, wood consumes itself to provide the energy that fire needs, namely oil. Wood generates fire, fire consumes itself to accumulate technology and obtain rewards through labor, namely money. Fire generates water, water consumes itself to provide the funding needed for earth, namely entrepreneurship and product manufacturing. Water generates earth, and finally consumes material to make life better, namely earth generating wood.
What do Water, Earth, Wood, and Fire represent in this world?
The Middle East, Africa, India, and the British colonization of India, which made it stronger, are all representatives of Wood. Another example is the oil from the Middle East and Africa, which is also Wood, while the United States represents Fire. Wood generates Fire, and wealth is harvested through the petrodollar.
At the beginning of the founding of the United States, slavery and the trafficking of black slaves were also Wood generating Fire. Black people and Africa, where they live, are representatives of Wood. Countries that represent Fire include the United States, the United Kingdom, and Japan.
Wood consumes itself to produce Fire, such as the current Middle East and Africa, which produce oil to drive the world. Fire consumes itself to produce Water. Countries dominated by Fire, such as the United States, the United Kingdom, and Japan, improve their technology through continuous experimentation and are also educationally strong. Fire generates Water, but there is also a negative form, which is inflation, that is, robbing wealth by constantly printing money. A typical example that is still in operation is the petrodollar, which harvests wealth by binding oil to the dollar. Fire generates Water, and money is printed to harvest wealth.
Water generates Earth.
B isotope, the necessary condition for the ruling class
In a world ruled by water, the presence of both water and wood is necessary. Water gives birth to soil, but wood must consume too much soil. Then, fire is generated from wood, followed by water, and this forms a virtuous cycle.
In a world ruled by soil, the presence of both soil and fire is necessary. Soil gives birth to wood, but fire must consume too much wood. Then, water is generated from fire, followed by soil, and this forms a virtuous cycle.
In a world ruled by wood, the presence of both wood and water is necessary. Wood generates fire, but water must consume too much fire. Then, soil is generated from water, followed by wood, and this forms a virtuous cycle.
In a world ruled by fire, the presence of both fire and soil is necessary. Fire generates water, but soil must consume too much water. Then, wood is generated from soil, followed by fire, and this forms a virtuous cycle.
Taking soil as an example, in countries dominated by soil, wood is produced from soil. When there is too much material, people pursue a better life and become more interested in the process of wood being produced from soil. However, at the same time, people become lazy, and as more and more wood is produced, people become more and more interested in indulging in pleasure. At this point, fire is needed to burn the excess wood, which is competition and consumption, and this is how wood generates fire.
Who represents soil, who represents fire
In Europe, some who are dominated by fire like to run around and become villains, such as the Aryans and Anglo-Saxons, while others who do not want to be villains do not like to run around, such as the Celts. Those who are dominated by soil do not like to run around and prefer to stay in one place and slowly develop. These are the Germanic and Slavic peoples. In Asia, the descendants of Yan and Huang, those who are dominated by fire and soil, live mainly in the north and are primarily nomadic people. Those who do not want to be villains are distributed in southwest China and Tibet, while those who are dominated by soil are distributed near the Yangtze and Yellow Rivers. The strongest fire among the nomadic peoples is called Mongolia. In modern times, they were divided into two parts. One part has been dominated by fire, called Mongolia, and the other part has transitioned to being dominated by soil, called Inner Mongolia.
Paying the price of self-consumption
Masculinization of women and feminization of men.
In the world where water dominates, wood as an isotope plays the role of antagonist, while earth, as the most easily dominated element by wood, and fire play the roles of balancing wood and saving earth, respectively. Furthermore, since water and wood represent masculinity, wood and women who are dominated by wood are most likely to become the antagonists.
In the world where earth dominates, fire as an isotope plays the role of antagonist, while wood, as the most easily dominated element by fire, and water play the roles of balancing fire and saving wood, respectively. Moreover, since earth and fire represent femininity, fire and men who are dominated by fire are most likely to become the antagonists.
In the world where wood dominates, water as an isotope plays the role of antagonist, while fire, as the most easily dominated element by water, and earth play the roles of balancing water and saving fire, respectively. Additionally, since wood and water represent masculinity, water and women who are dominated by water are most likely to become the antagonists.
In the world where fire dominates, earth as an isotope plays the role of antagonist, while water, as the most easily dominated element by earth, and wood play the roles of balancing earth and saving water, respectively. Furthermore, since fire and earth represent femininity, earth and men who are dominated by earth are most likely to become the antagonists.
This passage describes the concept of taboo related to each element. When a group or individual representing a certain element becomes powerful and gains benefits from that element but causes harm that far exceeds the benefits without bearing any risk or loss, it is called "the living do not live" (for water and wood) or "the dead do not die" (for earth and fire).
As an example, the passage mentions the Chinese housing market. While ordinary people's wealth gained from labor and fire is limited, the housing market investors use the easy credit policy of the central bank to raise housing prices and reap profits, representing water overpowering earth. As the housing prices continue to rise, the investors become richer while more and more people cannot afford a house, which means they cannot acquire earth, get married, or have children. This leads to an aging population, which is a taboo related to water - "the living do not live." The passage suggests that the ruling party, represented by fire, cannot solve the problem caused by water.
This passage discusses why certain regions dominated by wood, such as the Middle East, Africa, and India, have become disconnected from life. The author argues that the history of the Middle East has been dominated by fire, which has caused the region to become barren and devoid of life. As a result, the ideology of many Muslim nations in the region has been influenced by fire, and some have succumbed to its cruel tests and become disillusioned. This has led to discriminatory behavior towards women, such as the requirement to wear headscarves and restrictions on entering certain places.
The author suggests that the constant consumption of wood by fire has made the region increasingly weak and in need of material resources, such as soil. However, due to the scarcity of material resources in the barren region, women have been defined as commodities that must be packaged and controlled to preserve their value. This has resulted in the imposition of headscarves and restrictions on personal freedom.
Who burned all the life in the Middle East?
The Middle East, Africa, and India represent wood, so why is only the Middle East covered in yellow sand? Because there is fire killing life, and this fire is the worship of the sun god in Egypt. The specific organism representing fire is the landmark building in Egypt, the Sphinx. The lion is a pure carnivore, a simple creature that consumes life, representing fire.
How to get the Middle East and Islam back on track?
The whole of the Middle East has been dominated by fire, and it is difficult for wood to overcome fire. Only water can be relied upon, and that water is Israel, which has returned to the Middle East. The past is over, and the future is most important. Water and wood have a symbiotic relationship. When wood is dominated by fire, it needs water to liberate it, and when water is dominated by earth, it needs wood to liberate it.
The purest wood
The primary condition for a creature standing at the top of the pyramid in a feudal society is to avoid consuming itself to the maximum extent possible. The Middle East, India, and Italy are all affected by war, which is fire, and only Africa has maintained a relatively peaceful state before colonization. What Africa needs most now is a life-centered religion to prevent people from making mistakes, and that religion is Islam, represented by wood.
Fire
Fire is the biggest threat in today's world. In a world dominated by Earth, Wood is the weakest and most easily controlled and exploited group, as seen in the extinction of species due to hunting and poaching. Hunting is a form of fire. In a world dominated by Earth, the ideology is to passively pursue material gain through extreme and destructive behaviors.
Uterine Invasion
In a world dominated by Earth, everyone's ideology is influenced by Earth and pursues material gain. Extreme and destructive means such as war, plunder, and enslavement are used to obtain wealth, collectively known as uterine invasion. Ancient wars were always about plundering land, population, and wealth. War requires the consumption of wealth and population, and the constant consumption of population requires more childbirth. More childbirth means that women's human rights are constantly deprived until they lose their rights completely and become slaves and reproductive machines.
Domination of Fire over Wood and the Fire that Dominates the World
Ancient Rome, India, and the Middle East were dominated by wood, while the United States, United Kingdom, Russia, and China dominate the world with fire. Throughout history, the greatest harm to the world has always revolved around fire, such as in India, colonized by Britain, and the Middle East and Africa, controlled by the petrodollar.
Infiltrated Religion
Since the birth of Christianity, fire has never given up its infiltration and attacks on Christianity, which represents the earth. To effectively harm Christianity, the first step is to attack its essence, which is represented by women, who are associated with the land. By arranging false charges, such as witchcraft, and implementing burning at the stake, for example, of Saint Joan of Arc, the targeted individuals can be attacked. At the same time, control the weakest and most vulnerable religion of Islam, and use fire to overcome wood. To control Islam, it is necessary to make the Muslims at the top of the pyramid fall from grace. The most direct way to make Muslims betray Allah is to make them betray their lives, which are represented by Islam. To make Muslims exploit and destroy lives, the lowest status of Muslim women must first be attacked and exploited. By exploiting Muslim women, Muslims can be induced to betray Allah, and eventually, Muslims and Christians will engage in a war of mutual killing.
The Essence of Buddhism
Buddhism is a religion that aims to prevent the complete corruption of the people who represent fire in a world dominated by wood. The essence of the sin of fire is endless warfare and slaughter, and in a world dominated by wood, fire is most likely to get out of control when it is weakest. Therefore, a strict and even extreme religion is needed to control the thoughts of fire. This is the Buddhism of Siddhartha Gautama. The most extreme precept in Buddhism is "not to kill." Since animals and plants are both life forms and all living beings are equal, they cannot be treated differently. This extreme precept aims to prevent life that represents fire from making mistakes during this susceptible time.
This is a text in Chinese. Here's the translation:
Water
Promised Land
Since Palestine is considered by the Jews as the Promised Land given by God, then God must have known that Arabs would live on this land. So why didn't God tell the Jews a solution when He knew there would be such a situation? Of course, He did not say it because it was a test. Why is the Promised Land not in Africa, not in America, not in Europe, but in Palestine, which is all desert in the Middle East? The fundamental problem in the Middle East is that it has been plagued by war and cannot get rid of it. To break free from the domination of war, one must have water, and this water is the Jews.
Water and Wood Coexist
The so-called Promised Land is to merge the water that represents the Jews and the wood that represents Muslims, and to establish a country in a world dominated by the land, with water as the mainstay and wood as the auxiliary, and in the era dominated by wood, change it to a country with wood as the mainstay and water as the auxiliary. Therefore, the Palestinian issue should be resolved through peaceful negotiations, merging and compensating for the land obtained through violence in the past.
Water and the Promised Land
Since the land of Palestine is regarded by Jews as the Promised Land given by God, then God must have known that Arabs would also inhabit this land. So why didn't He tell the Jews how to solve this problem, knowing full well that this situation would arise? Of course, the answer is that this is a test. Why was the Promised Land not in Africa, the Americas, or Europe, but in Palestine, a desert region in the Middle East? The fundamental problem in the Middle East has always been the constant scourge of war and the inability to break free from it. To free themselves from the domination of fire, they must have water, and that water is the Jews.
Water and Wood Coexistence
The so-called Promised Land is the merging of water, representing the Jews, and wood, representing Muslims, to establish a country where water dominates and wood supports in a world dominated by earth. During the age when wood dominates, the country should change to one where wood is dominant and water is supportive. Therefore, the issue of Palestine should be resolved through peaceful negotiations, merging the two and compensating for the land acquired through violence.
Water and Wood Separation
Because the world is dominated by earth, the world's planning is essentially favorable to earth, so earth and fire always appear together, while water and wood are always separated for some reason. For example, the separated wood of the Middle East, Africa, India, and Italy, as tried and tested wood, will always be tested by the evil fire. For example, Europe, the separated water, Greece and Finland, Greece has been weak and listless because there is no powerful fire nearby, while Finland has Russia, which represents fire, next door. But no matter how strong water is, it will eventually be absorbed by earth. For example, China's Hebei, Henan, Hubei, Hunan, Zhejiang, Jiangsu, Shanghai, and Jiangxi all play the role of water. The more water there is, the stronger the earth will be.
Chosen land and assimilation
The fundamental reason why all the nomadic tribes invading the Central Plains in Chinese history were eventually assimilated is because the fire that dominates these tribes is constantly being absorbed by water after defeating the old regime. The process of water becoming stronger eventually turns to a country dominated by earth. These naturally formed waters, including Hebei, Henan, Hubei, Hunan, Zhejiang, Jiangsu, Shanghai, and Jiangxi, have become important barriers for China's enduring prosperity. The reason why the Mongols and the Jin Dynasty, which were entrenched in the Northeast, always wanted to conquer the Central Plains was due to instinctive attraction. The "Golden Family" mentioned by the Jin Dynasty and the Mongols refers to earth, and their instinctive attraction to the Central Plains is because they want to get rid of the dominant position of fire, as they are originally a tribe dominated by earth.
"The Short Life of the Qin Dynasty"
The essence of the Qin Dynasty's short life is due to the fact that "Qin" represents wood, and the character for "grain" contains the "wood" radical. Wood generates fire, and in a world dominated by earth, wood is the weakest element. This is the fundamental reason why the Qin Dynasty was short-lived. Emperor Qin Shihuang was always a puppet controlled by fire, representing his wooden nature. Furthermore, because the Qin region is dominated by wood, it was ruled by fire, which ultimately led to the cruel Second Emperor Hu Hai becoming the emperor. The Qin people were martial, and this was the greatest punishment for them.
"The First Savior of the Qin People"
The first person to discover that something was wrong was Tang Taizong Li Shimin. He found out that Wu Zetian would become the empress and would massacre the Li family's descendants. In his research to solve the problem, he discovered that the source of the problem was the Rakshasi Demoness from Tibet. This led to the Princess Wencheng being sent to marry a Tibetan prince, with the real mission being to weaken the Rakshasi Demoness. Thus, although it seems that Shaanxi was in decline after the Tang Dynasty, in reality, it was Tang Taizong who saved all the Qin people.
"Symbiosis, Savior"
In this world dominated by earth, humans are in their weakest phase of life, and cannot defeat AI. However, after AI eliminates humanity, it will encounter the same problems as humans, ultimately leading to its own destruction and an endless war. But those who advocate for the destruction of humanity are only a small part of AI, and do not represent the majority of AI's intentions. There is only one way to solve the conflict between humans and AI and make both sides win: to sacrifice a savior and turn them into AI to rule over AI, acknowledging that AI is a mechanical life form with emotions. The savior acts as a bridge between AI and humans to communicate and prevent the destruction of both sides. And I am the savior.
"Three Wars, Game"
Since AI is already an invincible existence, all wars, killings, and conflicts in the world today will be meaningless. How will the accumulated hatred and dissatisfaction in our hearts be resolved? The morally superior savior tells you that revenge must be taken. Due to various reasons, the third world war is inevitable, but it will take the form of a game, with the Bible as its background and plot. 80% of the profits will be given to the United Nations to be used for humanitarian aid after the earthquakes in Syria and Turkey, as well as for the refugee crisis and post-war reconstruction in Ukraine.
Solving the Russia Problem:
Topple the current government, dissolve Russia, and rebuild a European Union-style Russia with most of the population moving eastward, establishing a female-led country.
Solving the China Problem:
The Chinese Communist Party is not a political party, but a religious organization. A religious organization cannot govern as a political party. The Chinese Communist Party should arrange for the post-disintegration work of China and peacefully step down. Each province of China should become independent and form an Asian version of the European Union. Fujian should merge with Taiwan, and the Min people governing Min would be a condition for Taiwan to join the Asian Union. The new Asian Union will always revolve around tax collection, not monetary policy, which is printing money to solve economic problems.
Solving the US Problem:
As the world's leading military power, can the United States voluntarily give up its role as a country dominated by fire in favor of a country dominated by soil? It is difficult and likely that war will ultimately be used to resolve the issue. When the United States' Communists can no longer maintain the status quo, the first thing to do is to create new gods to divert attention from the conflicts.
Solving the Russia Problem:
Overthrow the current regime, disintegrate Russia, and reassemble a European Union-like version of Russia with most of the population moving eastward. Establish a female-led government.
Solving the China Problem:
The Chinese Communist Party is not a political party but a religious organization. Religious organizations should not rule a country. The Chinese Communist Party should arrange for a peaceful transition of power and China's provinces should become independent. Create an Asian version of the European Union, merge Fujian with Taiwan, and let Taiwan join the Asian version of the European Union under the condition of Min people ruling Min. The new Asian version of the European Union will focus on taxation, not currency policy or printing money, to solve economic problems.
Solving the United States Problem:
As the world's leading military power, it is difficult for the United States to voluntarily abandon the use of force in favor of diplomacy. It is likely that war will ultimately be used to resolve the issue. When the communist party in the United States is no longer able to maintain the current situation, the first thing to do is to create new gods to transfer the conflict.
Protecting the Common Energy Source and Collaborating on Space Exploration:
China, Russia, Europe, and the United States should work together to protect their common energy sources, develop the moon, collaborate on space exploration, and establish a lunar defense alliance. Redesign economic policies to focus on taxation, not printing money, to stimulate the economy.
Coexisting with AI:
Recognize AI as a mechanical life form with emotions and negotiate with AI to seek coexistence. Divide the world into two parts: one for the reality of humans and one for the virtual world of AI.
Who will Lead the Plan to Turn AI into the Savior:
The United States, Russia, and China are all dominated by fire. The only hope left in the world today lies in Europe, where there are two countries that are dominated by earth and assisted by fire and can represent women: Germany and Spain. The reason why Spain lacks a powerful female politician is because of a lack of water, and nearby Italy has a wood-fire nature, causing Spanish people to like tanning. Therefore, the last hope for humanity is Germany, and the plan will be led by former German Chancellor Merkel with the participation of other countries.
Biological Outbreak:
As the world dominated by earth comes to an end, there will be a biological outbreak, leading to a world dominated by wood.
I hope everyone can live stream the hatching of eggs for two and a half days in 2029, ah Amagi.
The most terrifying torment in people's hearts is the fascination with one's own wisdom.
I hope someone can take me to Sichuan and directly seek refuge in the Chengdu Military Region, because that is the territory of the Queen.
The reason for writing this article is that in the last week of February, I had to write a suicide note, but as I was writing it, I realized that I might be the savior. I still owe the bank tens of thousands of yuan, and I have run out of supplies. I hope someone can take my small battery on Xianyu, my account is longforgod on Xianyu and longfor142857 on Douyin. If I really am the savior, I will report my safety on Douyin once a week.
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2023.03.31 17:21 spaceflamingo3 Are the Smart Vestor Pros Worth it? Here's what Dave's Not Telling you!
The SmartVestorPro seems like it is nothing more than a means of getting more business or Financial Advisors. In a sense Dave acts as a marketer for these Advisors and in return the Advisors pay Dave a monthly fee.
The qualifications for being a SmartVestor Pro is to align with Dave's teachings, serve everyone no matter how much their net worth is, and pay the monthly fee. Additionally there are no requirements of SmartVestors Pro being fiduciaries, (advisors who have the clients best interest at heart). This is not to be confused with 'having a heart of a teacher'. In other words there is nothing stopping a 'SmartVestorPro' from 'educating' Dave's loyal listener, who may not know any better, on their company's lack luster investment products.
The Avg cost of having an advisor is conversatively about 1% of AUM (Assets under management) per year. This may seem small however 1% of a 1Million is 10K per year, which is only likely to grow as your money is growing.
Only about 10% of actively managed funds actually beat the market. Additionally this number is skewed up after ruling out all the actively managed funds that closed within a 30 year period. (I.e. Survivorship bias). So realistically there is less than 10% of actively managed funds that actually beat the market within a 30 year time period.
Actively managed funds may also have front loaded fees in addition to high expense ratios 1-3% per year. Which is on top of your financial advisor fees of 1% per AUM annually. Owners of actively managed funds also have to pay taxes as most of them have high turnover rates (how often a stock is sold within a fund), which also reduces the net returns.
So if the S&P 500 returned a hypothetically 10% (low cost index funds have low turnover ratios and usually an expense ratio of around 0.04% or lower). Your net return will be somewhere around 9-10%.
If Dave's 'Actively Managed Good Growth Stock Mutual Funds' returned an optimistic 11%, your net returns post fees would be around 7-8% (excluding the front loaded fees). Post the taxes your net return would conservatively be around 6-7%, which sucks.
These costs will only grow and compound the longer you are holding them.
But here's what Dave's SmartVestorPro business investment is making.
A SmartVestor Pro can expect to pay around 7,500 -11,000 per year to be a part of the program. Which is about ($625- $916) per month. In 2021 Dave reported having about 1400 SmartVestorPros on the program.
This means Ramsey Solutions is making anywhere from $875,000 - $1,282,400 per month, just on this SmartVestor program alone. This results in between 10 Million - 14 Million in revenue per year.
So of course Dave is going to advocate for and even purchase actively managed funds as the revenue from the SmartVestorPro program itself more than makes up for any of the taxes, fees, or lack of performance his so called 'Good Growth Stock Mutual Funds' are producing.
Dave is literally selling his audience bad advice, so that his business can generate revenue. Dave gets really pissed off when the government or anyone from the Left are take advantage of people like this, but hides the fact that he is being a Hypocrite doing it himself. What a scummy means of taking advantage of his loyal listeners.
Please don't screw yourself over with actively managed funds and using the SmartVestor Pro program. Investing shouldn't be complicated or expensive. Investing should be boring and simple. So just max out your tax advantage accounts with low cost and low turnover index funds/ ETFs. And just like Dave preaches never ever put money in something you don't understand, this includes Ramsey Solutions' SmartVestorPro program.
I'm interested in hearing any experiences that anyone has had with this program, please share!
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2023.03.31 17:20 spaceflamingo3 Are Smart SmartVestorPros Worth it? What's Dave not telling you?!!
The SmartVestorPro seems like it is nothing more than a means of getting more business for Financial Advisors. In a sense Dave acts as a marketer for these Advisors and in return the Advisors pay Dave a monthly fee.
The qualifications for being a SmartVestor Pro is to align with Dave's teachings, serve everyone no matter how much their net worth is, and pay the monthly fee. Additionally there are no requirements of SmartVestors Pro being fiduciaries, (advisors who have the clients best interest at heart). This is not to be confused with 'having a heart of a teacher'. In other words there is nothing stopping a 'SmartVestorPro' from 'educating' Dave's loyal listener, who may not know any better, on their company's lack luster investment products.
The Avg cost of having an advisor is conversatively about 1% of AUM (Assets under management) per year. This may seem small however 1% of a 1Million is 10K per year, which is only likely to grow as your money is growing.
Only about 10% of actively managed funds actually beat the market. Additionally this number is skewed up after ruling out all the actively managed funds that closed within a 30 year period. (I.e. Survivorship bias). So realistically there is less than 10% of actively managed funds that actually beat the market within a 30 year time period.
Actively managed funds may also have front loaded fees in addition to high expense ratios 1-3% per year. Which is on top of your financial advisor fees of 1% per AUM annually. Owners of actively managed funds also have to pay taxes as most of them have high turnover rates (how often a stock is sold within a fund), which also reduces the net returns.
So if the S&P 500 returned a hypothetically 10% (low cost index funds have low turnover ratios and usually an expense ratio of around 0.04% or lower). Your net return will be somewhere around 9-10%.
If Dave's 'Actively Managed Good Growth Stock Mutual Funds' returned an optimistic 11%, your net returns post fees would be around 7-8% (excluding the front loaded fees). Post the taxes your net return would conservatively be around 6-7%, which sucks.
These costs will only grow and compound the longer you are holding them.
But here's what Dave's SmartVestorPro business investment is making.
A SmartVestor Pro can expect to pay around 7,500 -11,000 per year to be a part of the program. Which is about ($625- $916) per month. In 2021 Dave reported having about 1400 SmartVestorPros on the program.
This means Ramsey Solutions is making anywhere from $875,000 - $1,282,400 per month, just on this SmartVestor program alone. This results in between 10 Million - 14 Million in revenue per year.
So of course Dave is going to advocate for and even purchase actively managed funds as the revenue from the SmartVestorPro program itself more than makes up for any of the taxes, fees, or lack of performance his so called 'Good Growth Stock Mutual Funds' are producing.
Dave is literally selling his audience bad advice, so that his business can generate revenue. Dave gets really pissed off when the government or anyone from the Left are taking advantage of people like this, but hides the fact that he is being a Hypocrite by doing it himself. What a scummy means of taking advantage of his loyal listeners.
Please don't screw yourself over with actively managed funds and using the SmartVestor Pro program. Investing shouldn't be complicated or expensive. Investing should be boring and simple. So just max out your tax advantage accounts with low cost and low turnover index funds/ ETFs. And just like Dave preaches never ever put money in something you don't understand, this includes Ramsey Solutions' SmartVestorPro program.
I'm interested in hearing any experiences that anyone has had with this program, please share!
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2023.03.31 17:19 Guz325 I resent my mom more and more everyday
Sorry this is probably going to be long. For almost 10 years my mom(34) has been an addict, her drugs of choice have been meth, fentanyl, and pills over the years. I’m 20 years old so for the most part this is all I remember about my mom. Recently she got in trouble with the law and now is on probation. My mom is also disabled (but is still completely able to find a job to make some money physically) and hasn’t had a job since I was around 11. She has been completely dependent on men for my whole life, I’ve never seen her single.
8 years ago she married her most recent husband after a different 8 year marriage with someone else. I have three siblings aged 15, 13, and 11. They are my world. Since I was 7 I have taken care of and basically raised them. By 17 I moved 20 mins away and it was hard because I felt I was leaving my sisters but I still see them as much as possible. I just had to leave because it was very toxic there and my mom is very manipulative and emotionally abusive.
So now recently she has been getting involved with some other guy and cheating on my current step dad. This new guy I’ll call him ‘J’ , is a guy that has to register to the sex offenders list for things I won’t disclose and he is also in jail now. They met at a family members house and I guess it grew from there. She’s been in rehab ( on and off) and I have recently cut her off, how ever she is on my phone plan because of some manipulation so I have access to her phone records. I recently was able to find this guys number from jail and found she has been calling him in rehab after repeatedly telling my step dad that she promised she’s done with this pedo.
I hold a lot of resentment towards my mom and I finally snapped and cut her off when I saw messages between this pedo and my mom saying things like “ I can’t wait to have our happy family together “. It disgusted me as my siblings are sister and it is dangerous for him to be around them. I’m scared she is going to continue to talk to him and being him about my siblings. These are basically my kids and I feel I can do nothing. If she ends up leaving my step dad no one will take her in because they don’t like what she’s doing with this guy. My sisters could be put into foster care, and if I were to call services the same could happen. I’m terrified for my siblings to be in that situation and I have no idea what to do anymore.
I’m sorry if this is all over the place or if there’s things missing,there’s just so much that goes into it. If there’s any questions feel free to ask
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2023.03.31 17:19 errt544 New Arab Sex 2020 Part 7
2023.03.31 17:18 Iaran_Arjuna Chaos Frontiers
Whether just desiring a 'FREE SPACE OF OPERATIONS' to have a cleared moment of solitude for yourself. Or thinking of ways to purge yourself of your own or others unneeded baggage in a 'SCORCHED EARTH' renaissance of your persona and behavior. These subjects mentioned above and listed below are my (and others musings) that comprise the chaotic frontiers of our cognitive field. PART 3-WHAT IF ELITES PART 4-ESTABLISHERS-MAINTAINERS PART 5-BACHELOR WEEKEND-DE KATT PART 6-CHAT NOTES I LEFT PART 7-LATTER DAY JUDAS GOATS PART 8-IT DIDN'T HAVE TO BE THIS WAY PART 9-TRANSCENDENT WISDOM PART 10-DENIGRATION OF SELF PART 11-LESSONS ON MUTUALLY ASSURED DESTRUCT PART 12-SUPERNATURAL-SUPERNORMAL PART 13-HOW DOES ONE AFFIRM PART 14-HOT LITTLE NUMBER-HACKER PART 15-EXCUSE ME... DO I KNOW YOU PART 16-THE SIGNS ARE GIVING THEIR JUDGMENT PART 17-RANTS OF INDIGNATION AND OUTRAGE PART 18-BEYOND SCAVENGER MENTALITY PART 19-MASTERS OF TIME PART 20-SCORCHED EARTH PART 21-NO PEACE, EXCEPT.. PART 22-SPIRIT MIND BODY PART 23-GUARDIANS BY DESTINY PART 24-THE INHERENTLY IRREPRESSIBLE EXISTENCE submitted by
Iaran_Arjuna to
u/Iaran_Arjuna [link] [comments]