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2020.06.10 23:33 Another_Question4u ForSaleByOwnerFSBO

Home sellers and buyers asking questions, sharing best practices, lessons learned, where to get help when they buy or sell residential real estate without the help of a broker or agent. For Sale By Owner Home Sales in the fsbo realty market. Ask diy home selling buying questions about purchase agreements, disclosures, real estate contracts, closing, escrow, appraisals, inspections, moving, negotiation, mortgage loans, and getting house keys. Sell homes Do It Yourself without a Realtor.
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2009.10.16 23:27 cbcafiero For Sale By Owner Real Estate for FSBO buyers and sellers buying and selling without an agent

Home sellers and buyers asking questions, sharing best practices, lessons learned, where to get help when they buy or sell residential real estate without the help of a broker or agent. For Sale By Owner Home Sales in the fsbo realty market. Ask diy home selling buying questions about purchase agreements, disclosures, real estate contracts, closing, escrow, appraisals, inspections, moving, negotiation, mortgage loans, and getting house keys. Sell homes Do It Yourself without a Realtor.
[link]


2010.12.19 11:20 waldoxwaldox Toronto GTA Real Estate News & Trends

The Latest Real Estate Market News, Trends & Advice For Toronto GTA and Surrounding areas Halton, Peel, York, & Durham.
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2023.03.21 21:36 EpilepticPudding Already own 1 and 2, is there really no way to avoid paying for them again?

Saw WoA was $40 in the Steam sale, but I can't justify paying that much for a two year old game when I already own 1 and 2 and played the first three missions of 3 via Game Pass... there really should've been a way to discount it for existing owners of 1 and 2, like many other bundles on Steam do when you already own some content.
Is there any remaining way to buy/subscribe to play only 3, or should I just wait till the game is far more deeply discounted a few years from now? Don't necessarily care about carrying over my unlocks from the first two games.
submitted by EpilepticPudding to HiTMAN [link] [comments]


2023.03.21 21:35 Big-Statistician4024 Comex update 3/21/2023

Comex update 3/21/2023
Yesterday we saw a very unusual move out of JPM to shift virtually all of their eligible platinum inventory to registered.

https://preview.redd.it/7w5vhmm9i5pa1.png?width=1535&format=png&auto=webp&s=9221173ba08899b27c4637e06fad94cec7bab72f
The Comex eligible inventory is now at a multi-year low as a result of yesterday's move by JPM.

https://preview.redd.it/cszk7o7ji5pa1.png?width=1540&format=png&auto=webp&s=4839514ba069f6603d3129a8a439cde54ba678ce
The platinum JPM had in reserve is now for sale or is anticipated to be sold. That begs the question- Why would the largest bank in America move +96% of their inventory from eligible to registered?
During settlements on the January contract, JPM customer accounts flipped +230% of their eligible inventory. During that same timeframe, there were no inventory adjustments or movements in or out of JPM. Nonetheless, from the January contract we were able to determine that at least 95% of the eligible inventory was "customer" owned due to the clustering of the settlements. It looks like said customers are now prepared to flip (again). This could be a squaring up of those transactions, but being that it is nearly 3 months later- it seems unlikely.

So what could be prompting the sale of all this platinum? Could this be a bank such as Signature, Credit Suisse/ UBS, or another regional bank that is looking to liquidate and get cash for last minute bonuses before being the next domino to fall?

Another possible scenario is that one of the too big to fail banks (that we are being herded into by the systematic collapse of regional and smaller banks) is liquidating their $30.6M platinum positions to move into fiat, and then also give themselves bonuses. I've given this scenario some thought for a few weeks. Goldman Sachs, Morgan Stanley, or Truist might be storing their platinum in the JPM vault.

If I was the CEO of one of the too big to fail banks, that means I have the professional references of having schmoozed with the banking elites in some prior capacity and have been vetted to be part of the "good ole boy" club. If I am 2B2F- does it really matter what I have on my balance sheet or in my vaults? No. I just have to play the game and do what I'm told to do by those that will be giving me the bailout (not to be confused with who will be paying for the bailout). I can run up trillions in naked derivatives and rest assured knowing that I will still be ok after the house of cards collapses. Tier 1 assets are irrelevant and therefore platinum inventory is irrelevant. In fact, I fully believe that the Fed/ Treasury have been allowing/ instructing the banks to short gold and other commodities so as to mask inflation and preserve the US dollar for now. It certainly explains the light hand slaps they get when their scheme is brought to court. By manipulating the prices, they also can allow central banks to stack precious metals at a more favorable price prior to introducing a CBDC that claims to be gold-convertible. Could this be one of the final acts before the collapse- liquidate all physical metals' positions over to the central banks? Their incentive is that in exchange for compliance, they can for now enjoy some fiat bonuses and know that their bailout is a lock. Mind you- this is speculative. I'd like to hear your thoughts on this.

Next Thursday we will have the delivery notifications for the April active delivery contact in platinum. We will then see how the record number of Trade at Settlement contracts for April pan out.

https://preview.redd.it/9ndbnklbj5pa1.png?width=1135&format=png&auto=webp&s=004565d2d46bb68ecb745d580a3dbf55ab73a0ee
The private trades have actually dipped below the average for the previous five other months.

https://preview.redd.it/3re6ptfrj5pa1.png?width=1140&format=png&auto=webp&s=e00b4d29dd61688611e79ffa2b4b8f473bd97c4d
The paper to physical ratio dropped more from the JPM inventory shift than from the number of contracts which were closed. There were 1,908 contracts rolled to July from April and a total reduction of 2,686 contracts for April. The paper to physical now sits at 716% oversold.

https://preview.redd.it/3krqmyfak5pa1.png?width=1547&format=png&auto=webp&s=355772704b9cfda5a9d7c2d3aadd4ecdb7fe3aa7
It's shaping up to be less likely of a similar +100% situation as was the case heading into first notice date for the January contract as April is about 2000 contracts lower than January was at this point in time leading up.

https://preview.redd.it/g1covd9rk5pa1.png?width=1540&format=png&auto=webp&s=cc857487e17e0d332e2f3df3c11ca61e38a9ab7d
In palladium, there were four additional contracts opened for immediate delivery. In total, all 47 March open contracts were marked for delivery out of the BofA house stack closing the month out.

https://preview.redd.it/c8t3sdvuk5pa1.png?width=631&format=png&auto=webp&s=660fb471d7abf93bd13298ceaca00171a0437220
I believe that BofA stores it's palladium in Brink's vault, so considering Brink's level of inventory, this might be a closeout of all their positions. If so, it gives more credence to my point above about the platinum move from within the JPM vault.
submitted by Big-Statistician4024 to wallstreetplatinum [link] [comments]


2023.03.21 21:35 mtnbkr1880 Help Needed Stopping Land Swap in S. Utah

TL;DR - If you're familiar with or have been to southern Utah, then you may have been to Sand Hollow or Sand Mountain in St. George, UT. There's a land swap proposed between the BLM and a land developer that would trade 1050 acres of BLM land for 89 acres the land developer currently owns. If you have time, please submit a public comment via email to blm_ut_sgfo_[email protected] and express your concerns.
The Issue:
BLM and the Washington County Water Conservancy District have proposed a land exchange that would involve swapping 1050 acres of the Western Edge of Sand Mountain near Warner Valley with 89 acres of land in Washington near Green Springs, apparently owned by His Family/Brennan. Washington County is designated as the Facilitator of the Exchange. You can learn more at the BLM E Planning website, EplanningUi (blm.gov). You can also see the Public Scoping Notice which is attached.
We also obtained plans by the City of Washington to annex much of the acquired area into their City, which may be a significant influence in the exchange.
The proposed action just entered the Public Scoping phase, which is scheduled to conclude at 5:00 PM on April 13, 2023. UPLA, DRATS, Mayor Nanette Billings (Hurricane), BlueRibbon Coalition, and Tri State ATV have been meeting with BLM, Water Conservancy, and the City of Washington to learn more about the project.
We were previously informed when the reservoir was done, we would lose the lower parts of Fault Line and Sandcutter, as well as the camping/staging area near Hwy 7, but when we learned that, we constructed the Ridgeline Trail at substantial expense to maintain access from Warner Valley.
We are extremely concerned for many reasons, including the following:
We have been working hard on this for 4 weeks to get this information. This is the part where we need you!
What we need you to do:
  1. By email sent to [blm_ut_sgfo_[email protected]](mailto:[email protected]) with a copy to [[email protected]](mailto:[email protected])
  2. Visiting Blueribbon Coalition’s Action Alert at https://www.sharetrails.org/stop-the-sale-of-sand-mountain/#/104/
  3. The deadline has been extended till Midnight April 19, 2023.

Following is a brief description of the Scoping process in the NEPA Review that may guide you in formulating your questions/comments for the meeting. We will have a handout for you when you enter the meeting.
The National Environmental Policy Act (NEPA) requires the Bureau of Land Management (BLM), to involve the public in the planning process and seek their input through a scoping process. Effective NEPA scoping comments for BLM should pose the questions or issues to be looked at, not provide answers.
  1. Specific information about the proposed project and its potential impacts on the environment and local communities.
  2. Identification of any alternatives to the proposed project that could mitigate or avoid potential negative impacts.
  3. Discussion of the potential cumulative effects of the proposed project in combination with other past, present, and reasonably foreseeable future actions.
  4. Analysis of potential impacts on wildlife, water resources, cultural and historic resources, and other sensitive environmental resources.
  5. Request for meaningful public participation throughout the NEPA process, including opportunities for public comment and involvement in decision-making.
  6. Request for transparency and disclosure of all relevant information, including scientific data and analysis, underlying assumptions, and potential conflicts of interest.
  7. Discussion of any potential economic impacts of the proposed project, including impacts on local jobs, property values, and tax revenue.
  8. Recommendation for monitoring and mitigation measures to minimize or address any adverse environmental impacts.
  9. Discussion of any potential long-term impacts of the proposed project on the environment and local communities.
  10. Request for BLM to consider the full range of alternatives and potential impacts, rather than limiting the analysis to a narrow set of options.
submitted by mtnbkr1880 to Offroad [link] [comments]


2023.03.21 21:35 KilrBe3 Well.. okay.. Sorry for having a life... This is how you DO NOT grow a community..

Well.. okay.. Sorry for having a life... This is how you DO NOT grow a community.. submitted by KilrBe3 to HellLetLoose [link] [comments]


2023.03.21 21:34 therustycarr MMCC meeting today - are they ready for legalization?

MMCC had a meeting today (first since December)
Key takeaways:
Will T said the new cannabis legislation repeals all of the old medical statutes. This would mean high allotment folks will have possession limits reduced on 7/1 to 120 grams flowe36concentrate.
There are new reports available: patient survey, baseline study. I also found the home grow study. Lots to discuss. Links in next post due to spam filter.
MMCC is ready for legalization including plans for getting the regulations done by 7/1 (again implying sales would start on 7/1) and doing consumer awareness ahead of time.

Will Tilburg reported:
total patients in the 160K range
new patient and caregiver applications being turned around in a couple of days
card printing has caught up, now just at 2 week delay.
a bunch of new jobs have been posted (including a social media director), first candidates start onboarding in a couple weeks.
IT has new "dashboard" project in the works

Dawn Berkowitz (Deputy Director) reported:
1) patient survey results are in. 13K patients responded. A lot more patients are daily users than I would have suspected. Some other surprising numbers. Link coming (Reddit filters thread starters with doc links)
2) baseline study has been completed. I was in the middle of this one already - it's 74 pages. It's worth a read.
3) education campaign - MMCC is planning a consumer awareness campaign for legalization including web, tv and social media efforts. They are also developing materials for dispensaries and planning a website upgrade.

Andrew Garrison (Policy Director) reported: He has a team working with legislators and gave the commission a much shorter version of what I already bore you to death with. He did report working through the weekend for crossover day frenzy in the legislature.
The rest of the meeting was approving transfers, relocations and granting a 6 month extension on pending licenses. Did you know Herbiculture wants a grow and process license?
submitted by therustycarr to MDEnts [link] [comments]


2023.03.21 21:33 Fat-Burner1830 Burner account seeking business advice for taking over Dads company

A bit of information
Married 29M, 27F
NW 1.9M
Income ~380k per year combined
I am currently working a government job, and have a sole proprietorship engineering firm in the odd hours and leaving the government job in may.
LCOL area
Seeking advice on how to properly write a proposal and not be burned taking over my fathers business, as well as questions I should be asking that I may not have, and any advice from redditors that may be in similar situations.
I am a sole proprietor and own my engineering firm. Started it 10 months ago and looking at ~170k in sales for the first tax year. My wife is currently working at the chemical plant, and this was very intentional.

My father in law recently passed away and this has spurred some large conversations with my dad. He is the sole owner of a small chemical company that does ~10 million in sales per year, and he is wanting to make me the president of it, we have discussed him selling as well as placing it in a trust. Over the last 30 years the best the company has netted him is 1m in a year, at the worst he has lost about 200k. For the most part he has averaged a net income of 560k per year.
My business and the chemical plant are in related fields, and they would compliment each other very well. The company has been in stagnation for about 7 years, and has not taken on much risk. I have quite a few immediate avenues open where I could ramp up cash flow.

Option 1:
Buy the business outright, I have an SBA Loan that myself and my engineering firm qualifies for, and have a pre qualification letter for 3 million. We have spoken about a sales price of 2 million, but don't have anything in writing. 8.6% interest rate.
Option 2:
Place the business into a trust, I would be designated trustee and named the president of the company. My dad would get 250k/year till the day he passes upon which time it would transfer to my mom. I don't know the specifics, but have a trust company we are working with.
Option 3:
Something I might be missing.
submitted by Fat-Burner1830 to fatFIRE [link] [comments]


2023.03.21 21:31 Puzzleheaded_Pound31 Isn’t this the girl that Bill did a podcast with a few weeks ago then posted that instagram picture with? Life comes at you fast LMFAOOOOOO 😭😭

Isn’t this the girl that Bill did a podcast with a few weeks ago then posted that instagram picture with? Life comes at you fast LMFAOOOOOO 😭😭 submitted by Puzzleheaded_Pound31 to billsimmons [link] [comments]


2023.03.21 21:29 slightlyassholic [The Great Erectus and Faun] 404 Universe Not Found Pt. 3

Something's missing. People (and entities) are starting to notice.
First Previous
***
Far across the multiverse in a tavern that, depending on one’s point of view, may or may not have actually existed, Zeb, Petunia, Bethany, Bergamot, Cleve, and Zilandrial sat at a large wooden table.
“Thank you, Shauna,” Bergamot said as a buxom woman in a low-cut peasant dress filled their mugs with a “magic” pitcher of beer that never ran dry. “You don’t have to serve us, you know.”
“Oh, I know,” Shauna replied brightly, “but I am a barmaid. Besides, I am not giving up my magic pitcher!” she added with a laugh. “The next batch of stew should be out in a second.”
“If it is as good as this bread…” Cleve said, holding up a thick, floppy piece of flatbread.
“Better!” Shauna exclaimed. “The pantry keeps filling back up with the best stuff! It’s almost a shame to make stew out of it, but the “fancy” chef went to the “fancy” place. We just figured out the roaster thingy, so we’ll be serving roast fowl as soon as the first batch cooks!”
Shauna paused and took a big drink from her pitcher.
“It turns out that you just had to talk to it. Weird… But no weirder than anything else, I suppose. You guys want to wait for the roast fowl?”
“We shouldn’t tary,” Zeb replied, “We don’t know how long this blessed peace will last.”
“Maybe it’s over?” Bethany the Tinker, now reunited with her beloved hat, asked.
“One can hope,” Zeb shrugged as he drank deeply from his tankard, “but I’m not delaying my repast, and neither should you. When you have fiends like Pantsu and F10w3rchy1d in play, things can get much worse than they already are.”
“Worse?!?” Bergamot exclaimed in horror.
***
Melinda the Stalwart was starting to believe that she should have stayed in bed today.
It was supposed to be her day off! Yeah, things were starting to get “weird,” but with all of those high-rated champions running around up north, it was probably going to get handled pretty quickly… and she was tired of chasing around after their scraps.
Her copper-rated ass was sitting this one out. The fact that everyone had gone gank-crazy just further confirmed that she had the right idea.
So, she decided to head back to the royal city of Raven’s Peak to take advantage of the richer and more powerful adventurers running off to the north, leaving all the armorers, enchanters, alchemists, and publicans in town behind.
It was nice not constantly getting shoved out of the way by stronger champions and ignored by shopkeepers far more interested in their gold than her silver for once.
It started out as such a lovely day, too!
She awoke in a lovely bed at the Blade and Wand, her absolute favorite inn, and a place where it was nearly impossible to get a room without a reservation or a lot more status than she had. There, she enjoyed a wonderful breakfast, at a discounted rate no less, and then went out for a day of crowd-free shopping!
It. Was. Bliss! There were no lines, and all of the storekeepers and craftsmen were all too happy to not only serve her and her meager purse but actually take time to chat!
Then, for lunch, she decided to visit the main branch of the adventurer’s guild, where she had an honest-to-gosh hamburger and fries along with some cider. After that, the plan was to get some training or maybe buy a buff or two…
Well, that was the plan, anyway.
What actually happened was that her wonderful burger, which she could never get under normal circumstances (they were always sold out before a copper-rated nobody could get their coppers taken), was interrupted by the most unholy screams she had ever heard inside or outside a dungeon.
She barely had time to stand before the doors to the guild offices exploded outward, and a demon covered in spikes and flames charged into the main hall.
That looks just like the guildmaster, was about all she had time to think before the fiend was on her.
***
“What’s happening?!?” Melinda cried in terror as she hurtled through absolutely nothing.
(Shh bby is ok)
“H-hello?” she called.
(😊)
“W-who are you? What happened to me?”
(Shh bby is ok)
“Am I… Am I dead?!?”
(is ok)
“Oh, it is definitely NOT okay! Who are you, and what the hell happened?”
The bedbug sighed with exasperation as it bounced off an invisible barrier again.
It had taken too long. The soul was starting to wake up.
Before much longer, it would start to get wiggly. It hated it when they began to wiggle.
Not knowing exactly what else to do, it let out a little ping.
It was answered by thousands of its kind! They couldn’t get through either, so they were having a rave! Awesome!
With a happy little (woo!), it zipped off towards the largest concentration of pings dragging an increasingly indignant Melinda the Stalwart along whether she wanted to or not.
***
“Hahaha!” Tawdry laughed into a prepaid “burner phone” her parents didn’t know about. “I can’t be-lieve you got me fucking grounded, you skank!”
“You’re still grounded?” Claudia snickered, “You diminished that badly?”
“It’s my parents. I managed to talk them down to a week without brain fucking them too hard. Besides, this cell is a lot nicer than the holes you used to stick me in. I’ll just do my time and be done with it. Besides, it will give our friends time to leave town since someone can’t manage to find a freaking truck.”
“First of all, fuck you,” Claudia laughed, “Second of all, thanks for getting that bastard to show up in a park and chase you across all of that nice soft turf. We got a lot of data we didn’t have before.”
“Like what?”
“Like its estimated mass, tire treads, a few lovely material samples where it nailed a park bench while trying to kill you… oh, and confirmation that it actually materializes and dematerializes. We can only assume the little bitch does the same thing. Too bad you couldn’t actually lay hands on her.”
“She was slippery, okay?” Tawdry chuckled.
“Hey,” Claudia said, “before Evika and her party ganked you, did they say anything about whom they were working for, or did they mention a little blonde girl named Petunia… or Pantsu?”
“No, they just said hi and blew my head off. Oh! Stephen did say that David finally confessed to Evika!”
“Took him long enough,” Claudia laughed, “Think he has a chance?”
“I know he has one,” Tawdry replied, “Evika’s gonna drop those drawers any second.”
“Good for her.”
“You said that Robert the Golden Peckerhead got sent back?”
“Yeah, and he is not adjusting well,” Claudia replied, “We have him in a ‘special’ inpatient facility where we are keeping the people with ‘issues’.”
“You got a lot of ‘patients’?”
“Not as many as you would think,” Claudia said, “Not everyone is happy about things, but there is something to be said about not having to sleep with a dagger under your pillow.”
“True that,” Tawdry replied. “High school is a pain, but being able to go out for pizza without an enraged wife (or husband) trying to shank you is nice.”
“Careful,” Claudia laughed, “Enraged spouses here might have a gun. You might want to go easy on the adultery this time around. There is also no magic contraception, and cure disease potions aren’t for sale in every town.”
“Ugh, don’t remind me,” Tawdry groaned. “Doesn’t really matter, though. I might as well be a nun these days.”
“You can’t be diminished that much!”
“I am not into kids, and any man worth screwing isn’t into jailbait. I’m the exact opposite of screwed… Speaking of, you did mention a possible trip to Denmark?”
“Aren’t you grounded?”
“I won’t be next week!”
“And how will you explain your sex tourism to your folks?”
“Let me worry about my folks,” Tawdry replied, “You worry about that plane ticket!”
“I’ll see what I can do,” Claudia replied with a chuckle.
Natasha! Come down for dinner!
“I’ll be right there!” Tawdry yelled.
“I gotta go. It’s taco night…”
Tawdry grinned.
“Speaking of tacos, did you get that camel toe fixed yet?”
“And just when we were even, too!” Claudia laughed. “Your little suggestion has everyone looking at my snatch… including me, and I know it’s bullshit!
“Ha! Is your new fuck toy looking?”
“I have no idea what you are talking about.”
“Detective Martin! I know you have a thing for that whole world-weary crusader vibe. And don’t think I didn’t see you checking out his ass, either.”
“I have the same problem you do,” Claudia sighed, “worse even. The sort of man I like certainly won’t be messing around with a ‘kid’, even if I am ‘legal’.”
“Yeah, you do like them a bit crusty, don’t you? How about finding some rich asshole who is having a mid-life crisis?”
“I will repeat myself. The sort of man I would like isn’t interested… and won’t be for years.”
“Meh. You’re not giving yourself enough credit… and giving them far too much of it.”
“Well, Slaker turned me down cold… goddamn chain of command…”
“No! You tried to give it up to Slaker?”
“Wouldn’t be the first time…”
“No way! I need details, all of them!”
“Well…”
Natasha! Dinner!
“I have to go,” Tawdry said, “but this is not over!”
***
Vroom? an old Peterbilt truck revved as it sat in a remote corner of a truck stop in the middle of nowhere.
“Still nothing,” the little girl huffed. “How can an entire universe disappear?”
VroomVroom?
“Let’s hope not,” the girl replied, “Even so, he wouldn’t abandon us!”
“What?” the spirit asked with alarm.
“Oh, it’s nothing,” the little girl replied.
“Doesn’t sound like nothing.”
“Okay,” the little girl replied, “There is a remote chance that our boss has had to… um… cease operations and relocate. It hasn’t happened in a really long time, but it has happened.”
“Does that mean that I’m stuck?!?”
“No, of course not. It just means we might have to wait until we’re collected.”
Vroom.
“He won’t forget us!”
VroOoom…
“Hey! Don’t even start talking like that! We’ve done good work for the boss on several worlds. He won’t just discard us!”
“What do you mean, discard?”
“Just watch your anime, weeb,” the little girl snapped. “He hasn’t abandoned us, and he won’t forget us. He’s just… um…”
Vroom.
“I don’t know, alright!” the little girl replied angrily, “I have no idea where those others came from. All I know is that we didn’t squish them.”
VvvrOom.
“If he had another team, I would know about it!”
Vroom?
“I just would, okay! WE AREN’T GETTING REPLACED!... I’m… I’m going to get some air, maybe a Coke or something.”
The little girl threw open the door to the cab angrily and hopped out.
“Hey!” the spirit yelled, “See if they have any audiobooks!”
***
We’ve been abandoned… the little girl thought to herself as she prowled the truck stop trying not to panic.
She had to keep it together for Truck-Kun… and their new companion. If she fell apart, Truck-Kun would, too, and who knows what the spirit would do. He was two seconds from making another run for it as it was.
She paused by a rack of dusty old audiobooks on CD. Now that wasn’t something she had seen in a bit.
Thankful for the distraction, she started perusing the titles. Some of them were things she hadn’t already read (or listened to).
She grabbed a few for herself and then started looking for something appropriately nerdy for her new guest.
She might have murdered them in cold blood, but that was no reason not to be a good host.
She was so distracted by her own troubles and the audiobooks that she didn’t notice that she was being followed until the guy’s shadow fell around her.
She then became aware of his oily aura and smiled.
All work and no play…
“Hello, little girl…”
She looked up at him with an innocent expression and doe-like eyes.
“Hi.”
***
Truck-Kun quietly ground his gears as he watched a beat-up RV pull onto the highway.
Vroom, he grumbled as he put himself in gear and started to follow.
“What?” the spirit asked.
About half an hour later, Truck-Kun pulled over next to an RV that was parked on the side of the highway.
The door opened, and the little girl hopped out, holding a paper bag.
Vroom, the truck revved disapprovingly.
“Such a nice man,” the little girl said impishly as she plopped into the driver’s seat, and the truck drove away.
“Are those bloodstains?” the spirit asked as he pointed at the bag.
“What answer would you prefer?” the girl asked as she pulled out a half-filled fifth of vodka and most of a pack of smokes graciously donated by the nice man in the RV (it wasn’t like he was going to be needing them).
Vroom.
“I know I quit,” the girl replied as she put one in her mouth. “Give me a break. My nerves are shot.”
Vroom.
“Yes, shot enough to smoke menthols!”
The little girl lit up and drew heavily on the cigarette, exhaling a lovely smoke ring.
Vroom!
“So, crack a window!”
Vroom! Vroom! Vrooooom!
“You can’t smell, and you know it! So please, cut me some slack. I’ve had a bad day,” she said as she turned up the bottle of vodka like it was Juicy Juice.
Vroom!
“I know you’ve had a bad day, too,” the girl said as she wiped her mouth, “Want me to get you some fuel treatment at the next stop, maybe some starting fluid?”
Vroom.
“Okay, and a new air freshener, maybe some of those fuzzy dice you like? Deal?”
Vroom!… Vroom?
“As a matter of fact,” the little girl said as she pulled out a wad of bills. “the nice man did keep his cash on him.”
Vroom! the truck revved happily.
***
“Jesus!” Gary Martin, formerly Detective Martin, winced as he looked inside an abandoned old RV the following day.
“Say what you want about her,” Claudia Smythe said as she ate a corn dog. “but she is thorough.”
“We think the girl did this?”
“Matches her MO,” Claudia shrugged as she flicked the corn dog stick aside. “And we have surveillance footage at the truck stop. The asshole was talking to someone small, the cameras didn’t get a good shot of the kid, and eyewitnesses state that he was in the company of his ‘daughter’ when he left.”
“You said this was her MO. She’s done this before?” Gary asked.
“She rolls guys like this for their pocket change. We’re not sure if it’s how they finance their operations or if she just does it for fun, but this is the third one this year.”
A well-dressed and very young man in sunglasses approached the pair.
“Sir Lark,” Claudia said without turning around. “We have an ID on this guy yet?”
“Boris Veetch,” the young man said. “a registered sex offender with an active warrant for skipping out on his parole.”
“Yeah, she likes those,” Claudia shrugged. “Nobody will mourn his passing. He was easily ensnared, and he probably was carrying cash.”
“And she is professional bait,” Gary shrugged. “He was slime, but I’m not sure even he deserved what happened to him, though. What sort of monster would do something like this?”
“You just answered your own question,” Claudia replied, “a monster.”
“If you think this is bad," Lark said as he started photographing the scene, "You should see what a pack of goblins will do if they get the chance."
“Considering what we now know,” Claudia said with a shrug, “this trail is beyond cold. Even if they couldn’t do the whole disappearing act, they could be in any of several states by now. We’ve lost them… again.”
She looked over at Gary.
“Just as well,” she added, “We need to get you processed and briefed… agent.”
She smiled.
“Welcome to the Temporal Protection Agency.”
***
Deep within the deepest dungeon on Asteria Prime, a monstrous giant of a spider fidgeted uncomfortably.
“H-hello… boss,” it said nervously, “T-to w-what do we owe the honor of your visit?”
Frostie smiled an icy smile that filled the giant spider with horror.
“Oh, I was just in the area and thought I would give my friends here,” she said, indicating The Great Erectus, The Herald, and Cuddles, “a tour.”
“O-of c-course!” Log’Sharingoth LXXXIII stammered as their legs twitched miserably. “W-would you like a guide?”
“That would be lovely,” Frostie smiled. “Where’s Pantsu? I think she and The Big Guy over here would get along famously.”
“S-she isn’t available, boss.”
“Not even for me?”
“I-I apologize,” Log’Sharingoth said nervously, “but she isn’t here right now?”
“Well, where did she go?”
“I-I’m not sure, boss…”
“Okay, how about Nova?”
“S-she’s not here, either.”
“Shai-Vai-Loshara?”
“Um…”
Steve?
Log’Sharingoth made a whining bubbling noise as they shrank away.
“Why don’t you just tell me who is missing and exactly what the fuck is going on?” Frostie said with an angry gleam in her eye.
***
“…and I don’t know where anyone is!” Log’Sharingoth wailed miserably. “And everything is going wrong, the players almost rioted, and the physics engine threatened to quit! I didn’t know what to doooo!!!
“And at no point did it occur to you to call me?” Frostie asked with a frightening edge to her voice.
Pantsu told me not to!!!
Frostie let out a long-suffering sigh. Of course, the current Log’Sharingoth wouldn’t go against Pantsu. It was horribly unfair to expect otherwise.
“I’m not going to come down on you because of what she did,” Frostie said a bit more gently. “However, since I now clearly know something is amiss, anything you can tell me will be of great value.”
“I-I’m not in trouble?”
“Not from me,” Frostie replied, “and Pantsu won’t be giving you any problems after I’m done with her.”
Frostie paused.
“So, this glitched Pantsu, where is it now?”
“Pantsu had me send it to Tartarus! I’m sorry! But she said to!”
“Sounds like the only sensible thing she’s done thus far,” Frostie replied.
“I didn’t want to, but she told me to do it!”
“Oh, don’t worry,” Frostie shrugged, “sounds like the perfect place for it. Wait. She told you?”
“Yes, Boss!”
“That means you have a line of communications?”
Log’Sharingoth’s multiple eyes all widened with fear.
“Y-yes?”
“Call her and tell her to give me her location… now.”
“Y-yes boss…”
Log’Sharingoth fell silent for a few moments.
“Um… Boss?”
“Let me guess,” Frostie said, “You can’t reach her, can you?”
“No, Boss.”
Fine,” Frostie grumbled. “We do this the hard way. You’ve done a great job, considering everything.”
“I have?” Log’Sharingoth asked hopefully.
“You have,” Frostie said reassuringly. “Keep doing what you’re doing, and I’ll send a crisis response team to help out in the meantime.”
“A… A crisis response team?” Log’Sharingoth asked fearfully.
“You didn’t think you were getting off Scot free, did you?” Frostie laughed as she and her companions disappeared.
“…Ssssshit,” Log’Sharingoth hissed as she stalked off into the shadows.
***
The hominid looked around at their new surroundings.
Everything was white. The floor was white. The walls were white. The furniture was white…
Even the plants were white…
And everything was spotless.
“Interesting décor,” he said after a few seconds.
“They like to keep things tidy,” Frostie replied as she took a seat on one of the white couches.
“They?” the ape-man asked dubiously as Cuddles slipped one of her tentacles into The Herald’s hand.
He gently gripped it, causing Cuddles to suppress a delighted squeal.
“Playtime is over,” Frostie said in a matter-of-fact tone. “I’m calling in my real operatives.”
“Jesus!” The Great Erectus exclaimed as a spotless white door opened, and a short, slender blue male amphibian-like biped in a white tunic bearing a three-headed dog embroidered with platinum thread walked in.
“You never told me you had… them!
“Oh, you are familiar with their kind?”
“Those little monsters are responsible for the death of entire universes! Every time there is a parallel manifestation of those… monsters… entire galaxies die.”
“They can be a handful,” Frostie said pleasantly, “But I’ve found them incredibly valuable over the years… for that very same reason. These do come from much more reasonable stock from a much more reasonable ancestor... Maybe 'reasonable' is pushing it a little,” Frostie added with a laugh. "Reasonable for one of them, at least."
The blue amphibian smiled pleasantly and blinked his huge amber eyes, their pleasant hue replaced with a whirling madness of color.
“Hello, Hades,” Frostie said with a smile. “It has been quite a while. How have you been?”
“Bored,” Hades replied. “I trust you have come to alleviate that?”
“Most definitely,” Frostie replied. “Awaken the others…”
“…It’s time to hunt.”
submitted by slightlyassholic to HFY [link] [comments]


2023.03.21 21:29 spookmew Terrible! A girl went out to buy a lollipop and was attacked by a pitbull (03/19/2023, Argentina)

Terrible! A girl went out to buy a lollipop and was attacked by a pitbull (03/19/2023, Argentina)
Terrible! A girl went out to buy a lollipop and was attacked by a pitbull (03/19/2023, Argentina)
Yesterday, Sunday morning, a 12-year-old girl went shopping at a store that is only a few houses from her home. At that moment, a pitbull dog who lives three houses from hers attacked her ferociously.
According to the victim's mother, she went out to buy two lollipops and some loose potatoes when this dog jumped on her and threw her to the ground. According to what was reported to Con Criterio Salta, her daughter did not even have time to defend herself: “The animal was merciless with her, bit her on all sides, she has very serious injuries. She lost part of her ear and tore part of her leg, in addition to all the bites she received," he added.
The 12-year-old girl was urgently transferred to the San Bernardo Hospital, where she was admitted due to the serious injuries caused by the animal. “Since yesterday we have been hospitalized with my daughter, she has very severe injuries,” said the woman, dismayed.
The family of the minor pointed out against the owners of the animal that although in the first instance they claimed to accompany the family, no one approached and they even moved the dog to another home for its protection.
submitted by spookmew to BanPitBulls [link] [comments]


2023.03.21 21:28 angelspiiit Thoughts on Price Increases?

Thoughts on Price Increases?
3 Day passes went up from $95 to $129 and all other single day passes are up from $65 each to $68 on Friday, $73 on Saturday, and $71 on Sunday. All ticket purchases are subject to a 9% service fee which is 1% lower than last year's. Shipping had gone up by 50 cents ($5.00 last year) and sales tax remains the same.
In addition to this, ANYC has added an upgraded pass for $399 called AnimeNYC+ which includes, "A private lounge, expedited entrance, first access to show floor, ability to reserve one seat in one main stage panel of your choice, early access to purchase select Special Event tickets, a 2023 Anime NYC Pin,and a 2023 Anime NYC Lanyard."
Thoughts on all this?
submitted by angelspiiit to AnimeNYC [link] [comments]


2023.03.21 21:28 upbstock NKE

NIKE beats by $0.24, beats on revs, gross margin decreased 330 bps, worse than the 200-250 bps decline it guided for; company expected to guide on earnings call at 5:00 E.T Reports Q3 (Feb) earnings of $0.79 per share, $0.24 better than the S&P Capital IQ Consensus of $0.55; revenues rose 13.8% yeayear to $12.4 bln vs the $11.48 bln S&P Capital IQ Consensus. Revenues for the NIKE Brand were $11.8 billion, up 14% on a reported basis and up 19% on a currency-neutral basis, with double-digit growth in North America, EMEA and APLA. Greater China grew 1% on a currency-neutral basis despite a challenging December following the shift in the country's COVID-19 policies. On a reported basis, revenues for Greater China declined 8%. NIKE Direct sales were $5.3 billion, up 17 percent on a reported basis and up 22 percent on a currency-neutral basis. NIKE Brand Digital sales increased 20 percent on a reported basis, or 24 percent on a currency-neutral basis. Wholesale revenues grew 12 percent on a reported basis and 18 percent on a currency-neutral basis. Gross margin decreased 330 basis points to 43.3 percent (guidance was for a 200-250 bps decrease) primarily due to higher markdowns to liquidate inventory; continued unfavorable changes in net foreign currency exchange rates; higher product input costs and elevated freight and logistics costs; partially offset by strategic pricing actions.
submitted by upbstock to Optionmillionaires [link] [comments]


2023.03.21 21:27 bigtrunkydarnold Why don’t mobsters who charge protection register as a security company?

It is well known that mobsters look to extort local businesses by charging “protection” money.
My question is, why not register their business as a security company?
I see benefits for both sides
For the shop owner at least if he is getting extorted it could be written off tax wise. They would also get the best security from people who control the streets.
For the mobsters they can have a legitimate business to show income for. They already kind of use this model anyway with waste management. I grew up seeing this in NY where they offered a real service but you had to use them they controlled the area.
Why don’t they just collect a percentage on the books and legitimize it? They could even charge the owner more as it would be tax deductible
submitted by bigtrunkydarnold to NoStupidQuestions [link] [comments]


2023.03.21 21:27 Gabe__Itch__ About to sell this pc to a friend how much would be a fair price

submitted by Gabe__Itch__ to PcBuild [link] [comments]


2023.03.21 21:26 hiimben005 Looking for a certain beauty shop.

Looking for a certain beauty shop.
Hello, I am looking for a certain beauty shop for that is run by all asian staff. It is around or in the torrance area. They have a homemade chinese medicine facial mask that the owner made. They also do manicure, eyelash, eyebrow tattoo, and hair removal. Based on the pics given to me, there is a second floor and used the hyper knife slimming machine. Please help me and let me know anything. Any detail will help. Attached is the pics.Thank you
submitted by hiimben005 to torrance [link] [comments]


2023.03.21 21:26 Nestledrink GTC 23 Megathread - NVIDIA to Bring AI to Every Industry

Highlights

Main GTC 2023 Link - http://www.nvidia.com/gtc/keynote
Keynote Link - https://www.youtube.com/watch?v=DiGB5uAYKAg
Keynote Wrap Up - https://blogs.nvidia.com/blog/2023/03/21/gtc-keynote-spring-2023/

Announcement Links

Announcements Article
NVIDIA Announces New System for Accelerated Quantum-Classical Computing https://nvidianews.nvidia.com/news/nvidia-announces-new-system-for-accelerated-quantum-classical-computing
Signed, Sealed, Delivered: NVIDIA AI Achieves World Record in Route Optimization https://blogs.nvidia.com/blog/2023/03/21/cuopt-world-record-route/
AT&T Supercharges Operations With NVIDIA AI https://nvidianews.nvidia.com/news/at-t-supercharges-operations-with-nvidia-ai
NVIDIA Announces Microsoft, Tencent, Baidu Adopting CV-CUDA for Computer Vision AI https://blogs.nvidia.com/blog/2023/03/21/cv-cuda-ai-computer-vision/
Medtronic and NVIDIA Collaborate to Build AI Platform for Medical Devices https://nvidianews.nvidia.com/news/medtronic-and-nvidia-collaborate-to-build-ai-platform-for-medical-devices
NVIDIA, ASML, TSMC and Synopsys Set Foundation for Next-Generation Chip Manufacturing https://nvidianews.nvidia.com/news/nvidia-asml-tsmc-and-synopsys-set-foundation-for-next-generation-chip-manufacturing
Green Light: NVIDIA Grace CPU Paves Fast Lane to Energy-Efficient Computing for Every Data Center https://blogs.nvidia.com/blog/2023/03/21/grace-cpu-energy-efficiency/
Oracle Cloud Infrastructure Chooses NVIDIA BlueField Data Center Acceleration Platform https://nvidianews.nvidia.com/news/oracle-cloud-infrastructure-chooses-nvidia-bluefield-data-center-acceleration-platform
CloudNVIDIA and Microsoft to Bring the Industrial Metaverse and AI to Hundreds of Millions of Enterprise Users via Azure Cloud https://nvidianews.nvidia.com/news/nvidia-and-microsoft-to-bring-the-industrial-metaverse-and-ai-to-hundreds-of-millions-of-enterprise-users-via-azure-cloud
NVIDIA Launches DGX Cloud, Giving Every Enterprise Instant Access to AI Supercomputer From a Browser https://nvidianews.nvidia.com/news/nvidia-launches-dgx-cloud-giving-every-enterprise-instant-access-to-ai-supercomputer-from-a-browser
AI Speeds Insurance Claims Estimates for Better Policyholder Experiences https://blogs.nvidia.com/blog/2023/03/21/ccc-ai-insurance-claims/
NVIDIA Brings Generative AI to World’s Enterprises With Cloud Services for Creating Large Language and Visual Models https://nvidianews.nvidia.com/news/nvidia-brings-generative-ai-to-worlds-enterprises-with-cloud-services-for-creating-large-language-and-visual-models
Mind the Gap: Large Language Models Get Smarter With Enterprise Data https://blogs.nvidia.com/blog/2023/03/21/nemo-large-language-models-enterprise-data/
Moving Pictures: NVIDIA, Getty Images to Accelerate Media With Generative AI https://blogs.nvidia.com/blog/2023/03/21/generative-ai-getty-images/
Shutterstock Teams With NVIDIA to Build AI Foundation Models for Generative 3D Artist Tools https://nvidianews.nvidia.com/news/shutterstock-teams-with-nvidia-to-build-ai-foundation-models-for-generative-3d-artist-tools
Adobe and NVIDIA Partner to Unlock the Power of Generative AI https://nvidianews.nvidia.com/news/adobe-and-nvidia-partner-to-unlock-the-power-of-generative-ai
NVIDIA Unveils Large Language Models and Generative AI Service to Advance Life Sciences R&D https://nvidianews.nvidia.com/news/nvidia-unveils-large-language-models-and-generative-ai-services-to-advance-life-sciences-r-d
NVIDIA Launches Inference Platforms for Large Language Models and Generative AI Workloads https://nvidianews.nvidia.com/news/nvidia-launches-inference-platforms-for-large-language-models-and-generative-ai-workloads
NVIDIA Hopper GPUs Expand Reach as Demand for AI Grows https://nvidianews.nvidia.com/news/nvidia-hopper-gpus-expand-reach-as-demand-for-ai-grows
AWS and NVIDIA Collaborate on Building Next-Generation Infrastructure for Generative AI https://nvidianews.nvidia.com/news/aws-and-nvidia-collaborate-on-next-generation-infrastructure-for-training-large-machine-learning-models-and-building-generative-ai-applications
NVIDIA Expands Isaac Software and Jetson Platform Availability, Accelerating Robotics From Cloud to Edge https://blogs.nvidia.com/blog/2023/03/21/isaac-jetson-robotics/
NVIDIA and Partners Release New Omniverse Connections, Expanding Foundation for Artists and Developers to Advance 3D Workflows https://blogs.nvidia.com/blog/2023/03/21/new-omniverse-connections-advance-3d-workflows
BMW Group Starts Global Rollout of NVIDIA Omniverse https://blogs.nvidia.com/blog/2023/03/21/bmw-group-nvidia-omniverse
NVIDIA Expands Omniverse Cloud to Power Industrial Digitalization https://nvidianews.nvidia.com/news/nvidia-expands-omniverse-cloud-to-power-industrial-digitalization
Omniverse at Scale: NVIDIA Announces Third-Generation OVX Computing Systems to Power Industrial Metaverse Applications https://blogs.nvidia.com/blog/2023/03/21/third-generation-ovx-computing-systems/
NVIDIA Redefines Workstations to Power New Era of AI, Design, Industrial Metaverse https://nvidianews.nvidia.com/news/nvidia-redefines-workstations-to-power-new-era-of-ai-design-industrial-metaverse
BYD, World’s Largest EV Maker, Partners With NVIDIA for Mainstream Software-Defined Vehicles Built on NVIDIA DRIVE BYD, World’s Largest EV Maker, Partners With NVIDIA for Mainstream Software-Defined Vehicles Built on NVIDIA DRIVE
From Concept to Production to Sales, NVIDIA AI and Omniverse Enable Automakers to Transform Their Entire Workflow https://blogs.nvidia.com/blog/2023/03/21/nvidia-ai-and-omniverse-transform-automakers-workflows
Mitsui and NVIDIA Announce World’s First Generative AI Supercomputer for Pharmaceutical Industry https://blogs.nvidia.com/blog/2023/03/21/generative-ai-supercomputer-pharmaceutical-industry/
From Training AI in the Cloud to Running It on the Road, Transportation Leaders Trust NVIDIA DRIVE https://blogs.nvidia.com/blog/2023/03/21/nvidia-drive-ecosystem-growth/
NVIDIA Metropolis Ecosystem Grows With Advanced Development Tools to Accelerate Vision AI https://blogs.nvidia.com/blog/2023/03/21/metropolis-ecosystem-growth-accelerates-vision-ai
NVIDIA Studio at GTC: New AI-Powered Artistic Tools, Feature Updates, NVIDIA RTX Systems for Creators https://blogs.nvidia.com/blog/2023/03/21/omniverse-generative-ai-unity-blender-connectors/
Fresh-Faced AI: NVIDIA Avatar Solutions Enhance Customer Service and Virtual Assistants https://blogs.nvidia.com/blog/2023/03/21/avatar-solutions-enhance-development/

Developer Blogs

Announcements Article
Modulus on Base Command Platform https://developer.nvidia.com/blog/designing-digital-twins-with-flexible-workflows-on-nvidia-base-command-platform
Utra-Realism Made Accessible with RTX Path Tracing and DLSS 3 Technologies https://developer.nvidia.com/blog/ultra-realism-made-accessible-with-ai-and-path-tracing-technologies/
Jetson Orin Nano Developer Kit https://developer.nvidia.com/blog/develop-ai-powered-robots-smart-vision-systems-and-more-with-nvidia-jetson-orin-nano-developer-kit/
Building Generative AI Pipelines for Drug Discovery with NVIDIA BioNeMo Service https://developer.nvidia.com/blog/build-generative-ai-pipelines-for-drug-discovery-with-bionemo-service/
NVIDIA TAO 5.0 - Meet your new Training Assistant https://developer.nvidia.com/blog/access-the-latest-in-vision-ai-model-development-workflows-with-nvidia-tao-toolkit-5-0/
Long-Read Sequencing Workflows and Higher Throughputs in NVIDIA Parabricks 4.1 https://developer.nvidia.com/blog/long-read-sequencing-workflows-and-higher-throughputs-in-nvidia-parabricks-4-1/
Supercharging Production AI Everywhere with NVIDIA AI Enterprise 3.1 https://developer.nvidia.com/blog/catapulting-enterprises-to-the-leading-edge-of-ai--with-ai-enterprise-3-1/
Supercharging AI Video and AI Inference Performance with NVIDIA L4 GPUs https://developer.nvidia.com/blog/supercharging-ai-video-and-ai-inference-performance-with-nvidia-l4-gpus/
Morpheus Defends Against Spear Phishing with Generative AI https://developer.nvidia.com/blog/nvidia-morpheus-helps-defend-against-spear-phishing-with-generative-ai/
Accelerate your edge AI journey with the NVIDIA IGX Orin developer kit https://developer.nvidia.com/blog/accelerate-your-edge-ai-journey-with-nvidia-igx-orin-developer-kit/
BlueField-3 Innovations featuring DOCA DPA https://developer.nvidia.com/blog/transform-the-data-center-for-the-ai-era-with-nvidia-dpus-and-nvidia-doca/
MONAI Reaches 1 Million Download Milestone Driven by Research Breakthroughs and Clinical Adoption https://developer.nvidia.com/blog/monai-reaches-1-million-download-milestone-driven-by-research-breakthroughs-and-clinical-adoption/
Create Real-Time Simulations with NVIDIA and Bentley Systems https://developer.nvidia.com/blog/create-real-time-simulations-with-nvidia-omniverse-and-bentley-lumenrt/

Highlighted GTC Sessions

Title GTC Session Link
Connect with the Experts: Announcing the Jetson Orin Nano devkit for Edge AI – Deep Dive Q&A w/ Jetson Engineers [CWES52132] Session Link
Fireside Chat with Ilya Sutskever and Jensen Huang: AI Today and Vision of the Future [S52092] Session Link
3D by AI: Using Generative AI and NeRFs for Building Virtual Worlds [S52163] Session Link
Change the World With a Career in AI [SE52162] Session Link

Enjoy GTC 23!

submitted by Nestledrink to nvidia [link] [comments]


2023.03.21 21:25 Yunuls JusticiaPorSerdar ''noticias''

They turned off the light of a loving and unique being. A murderer is on the loose with a gun wanting to end the lives of animals like you!

Serdar was assassinated in the municipality of Medina, Cundinamarca with a weapon, they are still under investigation.

The misunderstood puppy from Ibagué, the most LOVING animal of his breed when he gave the right hands 😭 HE WAS RESCUED IN IBAGUÉ AND GIVEN UP FOR ADOPTION

Your owners and we your godmothers are devastated 💔 we still don't believe this news is real.

The complaint is already filed 😭

Now we do not want the case to go unpunished, much less Serdar's name remain anonymous

#JusticiaPorSerdar

Please help us by SIGNING and SHARING this petition to achieve #JusticiaPorSerdar https://chng.it/KjGDDnkSGW
submitted by Yunuls to ColombiaReddit [link] [comments]


2023.03.21 21:25 xLuminus my meme was deleted because it was true? 😂😂😂😂😂 whoops!

my meme was deleted because it was true? 😂😂😂😂😂 whoops! submitted by xLuminus to Superstonk [link] [comments]


2023.03.21 21:25 BR-EmPowerSolutions Cost Segregation Breakdown

Cost segregation is a strategic tool utilized by tax professionals, commercial real estate owners, investors, tenants and developers to accelerate depreciation deductions, reduce tax liability and increase cash flow by identifying certain assets that can be reclassified to a shorter depreciable life.
The basic premise of a cost segregation study is based on the time value of money. By reclassifying certain assets to a shorter recovery period, taxpayer’s are able to take advantage of the front-loaded depreciation deductions.
The costs that are reclassified to a shorter recovery period, typically 5, 7 and 15yr., are identified through a detailed engineering approach that uses actual cost records or the cost estimate approach. As a good rule of thumb, for every $100,000 of costs moved from 39yr. Property to 5yr. Property, it will provide the taxpayer a $25,000 10yr. Net present value savings.
Any commercial or income producing residential property placed in service in or after 1987 is a qualified candidate for cost segregation.
Some examples of properties that are common candidates for cost segregation are the following: assisted living, shopping centers, restaurants, medical, industrial, office, golf courses, storage facilities and strip malls.

Holler at me!
submitted by BR-EmPowerSolutions to CostSegregationGuy [link] [comments]


2023.03.21 21:25 AutoModerator [Get] Super Lumen – The LinkedIn Ads Course

[Get] Super Lumen – The LinkedIn Ads Course
Get the course here: https://www.genkicourses.com/product/super-lumen-the-linkedin-ads-course/
https://www.genkicourses.com/product/super-lumen-the-linkedin-ads-course/
https://preview.redd.it/ii3om1oyz2pa1.jpg?width=760&format=pjpg&auto=webp&s=1983d6645e25c5b243da019efa7b93fa8d904c4e

The LinkedIn Ads Course

The ultimate course for business owners and marketing managers of larger organisations to learn how to generate a ton of demand for their businesses using LinkedIn Ads.


Why do this course

By the end of the course, you will know your way around the LinkedIn Ads platform and you will be highly confident to start generating leads consistently for your own business or for other people in a matter of days. We hold nothing back in this course, you will be an absolute pro.

80% of B2B leads come from LinkedIn

LinkedIn is by far the most valuable source of leads when it comes to B2B – in fact 80% of B2B businesses say they are getting leads from the platform each month. LinkedIn ads are the best way to bring in a torrent of consistent new enquiries about your consulting, coaching or saas services.

Time

I have condensed all my knowledge after spending tens-of-thousands on the platform into a few hours of video, showing you the exact systems we use as an agency, so you will save a lot of time. Everything I have learned is neatly organised for you to learn from, step by step, organised in a way which is designed to make you learn fast. You will go from zero to hero quickly.

Money

You will save a lot of money. We have tested and experimented with pretty much every strategy out there, we have learned a lot on what works and what doesn’t, so skip the learning curve and jump right in at the deep end. You will get access to all our learnings. There are so many different ways you use the platform to drive down the cost per lead significantly, and if you are looking to gain many leads a month, this will add up to a saving of 1000’s of pounds each onth – much more than the course costs.

…and now we have taken tens-of-thousands of pounds worth of testing and condensed this knowledge into a course which anyone can start generating new leads for their business within days. We hold nothing back.

What will you learn in the course

Tried and tested B2B demand generation strategies which you can implement right away and start generating a ton of new leads for your business. Confidence in the ads platform so you know how to target the right people, how to test your ads and drive down your cost per click. How to organise your account like a pro. How to use LinkedIn tracking, the Insight pixel, how to implement it on your website, and how to use it to analyse your audience. Remarketing for ninjas – remarketing is essential to stay top-of-mind, and to keep every prospect that interacts with your business interested in you and your products or services. How to get the lowest cost per click (CPC), cost per lead (CPL) and cost per scheduled phone call. Mastering the follow-up. Learn what the big sales teams do with the leads they generate and how to turn the MQL to a SQL (Marketing Qualified Lead to Sales Qualified Lead) to a paying customer or client.
submitted by AutoModerator to GenkiC0urses [link] [comments]


2023.03.21 21:25 Alternative_Desk_338 Seller credit overage

Looking for some creative takes on how to use a seller credit that is above the loan limit. Investment loan maxes the seller credit out at 2%. I requested above this amount figuring they would counter, but they accepted without counter. Basically I have $5k in seller credit that I can’t take towards closing costs, so any other ways I can use this without letting it go. Of course I can ask to reduce the sale price by $5k but that doesn’t do much in terms of payments. The place does need a roof, paint, etc, so trying to keep as much cash as possible.
submitted by Alternative_Desk_338 to RealEstateAdvice [link] [comments]


2023.03.21 21:24 satan_drinks_maitais Neighbors dog poop on balcony

My girlfriend and I moved into a new apartment a few months ago. It is a loft above some businesses in a downtown area; absolutely gorgeous. We have a large back balcony which is our own space but separated by a 3 foot high wooden fence, the other half being blocked by a privacy wall. As we are nearing into spring I have been out on the balcony figuring out how to decorate and also getting fresh air. Today I noticed my neighbor, who clearly has a dog, has been letting their dog SHIT on their balcony! There are big dried turds completely littering it and i’m almost certain the beast pisses out there too as I can get whiffs of it here and there. I have never heard or seen the dog, but it’s obvious the owner is too lazy to take their dog outside for a walk and just lets it go out to use the bathroom. There really is no way of me being able to contact them as I don’t know where their front door is to leave a note. I’m nervous about the warmer weather. I don’t want to be enjoying outside while looking at/smelling dog shit/piss. I also like to let my cat walk around the balcony for fresh air and don’t want her to be near poop.
Dog owners are assholes. Dogs are disgusting. Is this something I should write to the landlord about or should I mind my own business?
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2023.03.21 21:23 throwawaylurker012 Everything Everywhere All At Once: The Citadel Big 3 and how Citadel’s sphere of influence has its fingers stuck not just in the stock market, but the municipal/bond market and sovereign debt/sovereign debt credit default swaps to dangerous degree

Everything Everywhere All At Once: The Citadel Big 3 and how Citadel’s sphere of influence has its fingers stuck not just in the stock market, but the municipal/bond market and sovereign debt/sovereign debt credit default swaps to dangerous degree
TL;DR: Citadel doesn't just have a major outsized influence in the US stock market via its market making firm/hedge fund, but also a major indirect influence via Headlands (biggest municipal bond trading firm made of 3 ex-Citadel employees), and direct influence on sovereign debt (can decide when sovereign credit default swaps pay out) with its seat on the CDDC (Credit Derivatives Determinations Committee).




Hi y’all. Been some while since have been able to post regularly here, so I’m returning alongside my recent post on FHLB with a bit of a “DD". Partial rush job, so all errors are mine and mine alone (obviously)

0. Sphere of Influence


Over the past 84 years (/s), you lovely apes at Superstonk have been able to fish out many of the finer points of corruption crystallized into pure, unadulterated financial terrorism and financial terrorist-level crime undertaken by Steve Cohen (Point 72), Jeff Yass (Susquehanna), Doug Cifu & Vincent Viola (Virtu), as well as Wolverine Trading, Jane Street, TwoSigma, and more. But, of course, much of it has centered on our Mayo-artist-in-residence and his firm, that of none other but Ken Griffin and Citadel.
One of the biggest finds that has come to light has been the complete and utter bullshit of having (1) a hedge fund and (2) owning a market making firm that most DEFINITELY does not use that non-public information to its benefit? I mean, it would be easy for us to check except that we need 5 swipes to even access that level of inner sanctum at Citadel, which–per DLauer’s words–is more than the fucking Pentagon.

https://preview.redd.it/4fu0w15el5pa1.png?width=606&format=png&auto=webp&s=1c47c25197fb9f5543fcad01a4dc0e30b48ebeac
But despite Ken Griffin’s reach into every aspect of the most influential stock market in the world, that is not his ONLY level of his sphere of influence. For we, dear apes, can step back and revisit this idea that Citadel’s power duo (its market making firm and hedge fund) is more like a single part of a Big 3.

1. Meet the Big 3

Citadel’s sphere of influence includes not JUST (1) the stock market business, but directly or indirectly, the (2) U.S. municipal and bond markets, plus (3) the sovereign debt/sovereign debt credit default swap markets.

Yes, you heard that right. Citadel not only has some sufficient level of influence to tank your favorite stock–and, in turn–retirement fund, but can also effectively drive your city into the fucking ground, or even your country.

I’ve written about each of these at length, and wanted to revisit some pieces in the wake of our recent dick twitchings of the coming financial crash.

2. Meet the Municipal Bond Market

Citadel has an indirect grip tickling the taint of the municipal bond market, believe it or not. I first wrote about the municipal bond market here (“Headlands: How ex-Mayo mercenaries copy pasted Citadel’s model in the muni bond market”): https://www.reddit.com/Superstonk/comments/sy6ubj/headlands_how_exmayo_mercenaries_copy_pasted/. For those unfamiliar with municipal bonds, I’ll reiterate what they are and why many push them as a safe investment in most times (with some caution being thrown intermittently due to the collapse of regional banks like FRC and Silicon Valley Bank):

https://preview.redd.it/e8bqxn3wk5pa1.png?width=1326&format=png&auto=webp&s=cc1e3c44bced207ca23105ae48110eb7298441f1

“Municipal bonds (or "munis" for short) help towns/cities raise money for projects like building schools, parks, and fixing highways. Many retail investors--admittedly, on the wealthier side--invest in munis for tax incentives like not paying federal tax on bond returns. In certain cases, certain muni buys also mean no state taxes are paid…Just like what had happened to stocks, the old-school market for buying and selling muni bonds is going electronic. This is mainly done through an ATS, or "alternative trading system" known also as a dark pool. This speeds up the process of buying and selling munis, making it closer to a "house auction".
In the wake of the SVB (Silicon Valley Bank), there have already been rumblings of its effect on the municipal bond market (Bloomberg “Bank Woes Create Bond Bargain in Obscure Corner of Muni Market”):

“Investor concerns over the crises within the financial industry are bleeding into a corner of the $4 trillion municipal-bond market where major investment banks guarantee energy for public utilities….
Spreads have widened on so-called prepaid gas bonds, which government agencies use to purchase long-term supplies of natural gas. Large institutional banks act as facilitators of the transactions, guaranteeing the supply and providing investors tax-exempt exposure to bank credit….

3. San Jose, Revisited



That part about “large institutional banks” acting as facilitators of the transactions is what we saw in part in this post by [redacted].

https://preview.redd.it/5pp1500xi5pa1.png?width=1128&format=png&auto=webp&s=b4f48ce1f6d11fff15d44cc47b2174882e34eb03
A commenter spoke about this, and how it wasn’t Wells Fargo in doo doo but the city of San Jose.

“I believe in theses cases it’s not Wells Fargo that has a problem but the city of San José.

„Because presentments are currently processed automatically at DTC, IPAs have the option to refuse to pay (“RTP”) for maturing MMI Obligations to protect against the possibility that an IPA may not be able to fund settlement because it has not received funds from the relevant issuer. „ -> Wells Fargo didn’t receive the money from San José city.
Wells Fargo acts as an issuing agent for the city - the city transfers assets to the trustee and the trustee securitizes the assets and offers the money market securities to investors. The assets generate money (for example a sports arena that was build) and that money goes through the city of San José to the trustee who is managed by Wells Fargo.

https://preview.redd.it/nc8lbgwsk5pa1.png?width=1280&format=png&auto=webp&s=35e2c386534eb904608db679a9954affe0338c9a
Wells Fargo has no liability or influence on the money that comes from the city and is distributed to the investors. If the money doesn’t come or isn’t sufficient, the assets are sold or liquidated and used to pay investors.
Anyway: Wells Fargo acts on behalf of the city and is not responsible they just handle securitization but don’t have any influence on payments or failure/default.”


In this case, we might be seeing one of the first of MANY issues of cities up shit’s creek over this.


4. The Municipal Bond Market Time Bomb

The size of the municipal market is A SHIT TON BIGGER than the corporate bond market, which will already show even more signs of being turbo fucked due to borrowing at low interest rates for years. Here’s the size of the municipal bond market for scale, sans banana:


https://preview.redd.it/9pcmm2c9j5pa1.png?width=760&format=png&auto=webp&s=869c0863c6ecc788c29d6dbe37da76521a700d1e
Unfortunately, just like retirement funds, many muni investors are “buy and hold”: they buy a muni expecting a safe, long-term return with no federal income tax and then, welp, shit hits the fan. The market is heavily illiquid too, meaning if shit needs to move, then you might be fucked. Only about 1% of municipal securities trade any given day, in auctions that often take HOURS:

“Now, the primary method of trading on this doesn't look like the New York Stock Exchange or like Nasdaq. It looks like an auction. It takes about 4 hours. An auction is initiated. Participants who come in can bid on this, and it is a competitive auction that yields a very good price.”

Now to my understanding you can’t short these bonds, but the long time frame means its hard to sell these illiquid assets. Not only that, THERE IS NO NATIONAL NBBO (National Best Bid Offer)...you’re flying blind while this shit happens.


Now if you’re wondering what magnanimous souls are helping municipal bonds be sold or fixed in a timely manner for cities like San Jose, well have I got news for you.

5. Meet Headlands, U.S. Municipal/Bond Market Making Firm…Run by 3 Ex-Citadel Employees


Two months after the sneeze (March 2021), TD Ameritrade bought municipal bond market maker Headlands. Yes, that’s right…an electronic market maker just like Citadel, this time for bonds for cities and towns vs. stocks. Now let’s check the fine fellows that run this:

https://preview.redd.it/i1jnj88bj5pa1.png?width=1886&format=png&auto=webp&s=a6ea375e929a247f0b9618fed703ef519561a6a2
  • Jason Lehman: Citadel Investment Group, began/ran their global options market making, dipped his dick in Japanese convertible bonds, and managed “Private Investments”
  • Neil Fitzpatrick: Citadel Execution Services COO (Citadel Investment affiliate), ran equities/options. Ex-Knight Capital Group, did Citadel’s OTC and equity shit. Direct Edge board of directors.
  • Matthew Andresen, co-CEO Citadel Derivatives (Citadel Investment affiliate). Previously served on board of directors/committees in the past from International Securities Exchange, Direct Edge, CFTC, Lava Trading (Citi’s electronic trading unit that made LavaFlow)

Of note, Matthew Andresen founded Island, one of the 1st dark pools EVER and 2nd only to “Instinet” (who also got an even bigger wave of funds during the sneeze, info courtesy of Ringing Bells) and was featured heavily in the Scott Patterson book “Dark Pools”.



https://preview.redd.it/ibr2d9xcj5pa1.png?width=200&format=png&auto=webp&s=ea86240da04d87d28dd9561b4afdb13d600de764
Ol Matty told us that Headlands is completely automated, and where some muni traders make 75-100 muni bond sales a day (sometimes over the phone), Headlands currently bids on 10,000+ bond auctions a day with its algo. Matty Boi even said if that number ever 10x’d “we wouldn’t notice.” Even more sus, Headlands has been growing its own “holdings” of muni bonds on its books.

6. In Bros We Trust



So remember, this branch of 3 ex-Citadel bros is front and center to the issues already rearing their head. In my previous post, these were just SOME of the already teetering municipal bond issues:


  • Some might have history befall them again: last time the market crashed, Michael Burry’s California went spiraling down to BBB rated for many municipal bonds. California is a special muni case where it generally does well when times are good; much of their revenue is tied to personal income taxes. But when shit goes tits up, it goes tits up.
  • Major projects have tons of debt piling up due to the [March 2020 crash] New Jersey built a giant ass mall–I kid you not--called “The American Dream” over 10+ years that has no sales receipts to cover it in part due to the dropoff in retail buying. As of 2 weeks ago, the mall only had like less than $1000 in the bank to pay off muni debt (“Developer Triple Five Group also sold US$800 million of muni-debt backed by payments they agreed to make to bondholders instead of paying property taxes”)...

https://preview.redd.it/s8wqbdtej5pa1.png?width=1217&format=png&auto=webp&s=d2ee309462354293b1a4907d0966889bd841089f
  • NYC’s MTA has been getting reamed by both ends. One of the biggest shitstains on its books is that it took out a shit ton of municipal debt and opted to sell $3 billion in bonds to the Fed’s muni lending program to stay afloat
And this issues extends way beyond the U.S.' 50 states...it even affects our territories too.


7. Hurricane


What began this rabbit hole was the one and only welp 0 0 7, who caught wind of some fuckery in the municipal bond market:



https://preview.redd.it/rsul8xsmj5pa1.png?width=1324&format=png&auto=webp&s=f593d8b9d18e962df50609ba114d0b7093c0cdaf

In the post, he mentioned how "American Thinker" 's Joseph Lawler mentioned the SEC has been giving fucking STIFF Heismans nonstop (or per [redacted] the ol' Dustin Martin "don't argues" for you Aussie apes!) on FOIA requests (Freedom of Information Act) related to the municipal bond default in Puerto Rico, the BIGGEST bond default in America's history EVER.
It went all the way the way up to a federal court in California where the SEC said "we don't know what you're talking about" when others found they have fucking 2800 pages of documents on it and nearly 270,000(!) emails referencing it referencing a billion dollar Ponzi scheme on the level of fucking Bernie Madoff.
Big banks (Citi, Wells Fargo, BoFa) had their scheme collapse in 2016, potentially bribed senators to kill investigations into it by the DOJ and now the SEC is caught in yet ANOTHER 2 lawsuits saying they fucking aided and abetted this shit.


https://preview.redd.it/te7m9b5pj5pa1.png?width=782&format=png&auto=webp&s=72fccaee202099011c280636e1501bd570544a2c
You see, because this level of municipal bond includes fuckery includes not just cities and towns, but U.S. TERRITORIES. In my post about Hurricane Maria’s effect on Puerto Rico, I talked about how UBS and others loaded up Puerto Rico with debt because of what’s called a “Treasury Put” guarantee that was even called “an exit strategy” for banks (“They describe the "treasury put" as "...the implicit guarantee -- as perceived by investors -- from a government agency to provide support in the event of financial distress by the issuer of Puerto Rican bonds."”).
Puerto Rico’s default was the largest in US history, EVER. And all this the same while guess who was holding the bag? Let’s see what W S O P tells us:

“The reality is that a large percentage of Puerto Rico’s debt is held in tax-free municipal bonds and municipal bond mutual funds, owned not by Wall Street banks or tycoons, but by mom and pop investors seeking tax-free income.”


https://preview.redd.it/1a2vz6brj5pa1.png?width=730&format=png&auto=webp&s=529db6c15522fd84560746523f76bc180207a496
So once again, whether its retirement funds or municipal bonds, its retail caught holding the bag. And this hasn't changed for years. We’ve seen similar fuckery with bonds for NYC in the 70s, and more recently in the 00s for Detroit.


One astute wrinkle by the name of [redacted] posted this on that original post trying to dig into how it could all be related:


…how the MMLF fund that expanded money/credit to towns/cities started including commercial paper…but also leveraged near the 15 to 1 ratio perhaps under the Net Capital Requirement limit:
[redacted said]: "$500B at 14:1 Leverage? If I'm making the right connection between the flavor of asset, that's just under the 15x Net Capital Requirement limit. Is this all the Fed had/could afford? Or is this all they needed at the time?

8. Don't Bet Against America...Says the Banks and Hedge Funds That Already Did


Commercial Paper? Municipals related? Now where does that sound familiar? Ah, yes…the city of San Jose got its call-out by Wells Fargo over COMMERCIAL PAPER. This comes as the push for ppl into municipal bond markets continues, trying to sell it as a “safe haven” to retail investors. Vanguard just recently launched its first ETF–surprise, its first US-listed ETF in 2 years– for municipal bonds (selling point: “hey everyone it’s tax-exempt! Give us money plz!”) for example:

https://preview.redd.it/1v8qrfctj5pa1.png?width=1780&format=png&auto=webp&s=8e15ea68094ecdc212a18677fa1966158e362134

Many of us can see all of it for what it is. Bullshit. In the wake of the SVB collapse, there is still a strong push that these regional banks–many of which lend to municipalities–will be fine. This “safe haven” theory continues, even as articles try to have them appeal abroad (such as a few days ago, “ ESG Factors of Munis May Attract Non-US Investors” “https://www.marketsmedia.com/esg-factors-of-munis-may-attract-non-us-investors/”)
Even further, one last find is that . I mean it’s not like credit default swaps can be taken on cities and towns in theory right?


FWIW also I found an interesting research paper talking about hedge funds buying up credit default swaps, and how they could potentially bankrupt towns/municipalities through some of these moves if they wanted: https://openyls.law.yale.edu/bitstream/handle/20.500.13051/8264/MingJieWangCreditDefaultS.pdf?sequence=2
"Another potential concern is that even in a market that is generally liquid, the market for individual single-name [Credit default swap]s may be quite small, which could allow a single bad actor (a hedge fund, for example) to force a municipality into default..."


****


This is all while we have 3 ex-Citadel heads in charge of just how the municipal bond market moves, like that of San Jose.
So is this where Citadel’s reach stops? Clearly, no. It doesn’t stop at the US border, just like how Mayo Force One doesn’t.

10. ELI5: What’s a Soverign Credit Default Swap?



https://preview.redd.it/x5z73ef9k5pa1.png?width=1500&format=png&auto=webp&s=e3f0155a2015cecae29d739aca7729e44565566f
That’s right, mofos. You read that sub-header right. In case you’re wondering, not only can you take out credit default swaps on a failing Swiss bank like CS, but you can do so ON ENTIRE FUCKING COUNTRIES.
In one of my old posts “Sovereign Debts & Ransom Notes: Pt. 1 The Importance of Being Non-Linearly Destabilized through Sovereign Credit Default Swaps”
(“https://www.reddit.com/Superstonk/comments/t35rdi/sovereign_debts_ransom_notes_pt_1_the_importance/”), I talked a little more about the insanity of these things even existing.


Sovereign credit default swaps exist. Long story short: sovereign credit default swaps are insurance policies that if a country defaults (usually on its debt)then you get paid! Like many other shit that we’ve seen in the GME saga, they are a form of financial derivative (a bet that something goes up, a bet that something goes down) on an underlying (the thing you’re betting on)....They can be used to insure government debt for a country in case that country is unable to pay its debt, for example. However, just like other instruments, naked sovereign credit default swaps also exist.


Naked sovereign credit default swaps are used to bet that a country or a country's debt will fail without you owning that country's debt. In part, they were destabilising during the Euro-crisis immediately after the 2008 financial crash. Greece was one of the countries that got naked shorted in 2008. In fact, the country got shorted so bad they were worried about fucking SHORT SQUEEZES on Greek debt and the sovereign CDSs!
In 2012, the EU put a ban on naked sovereign credit default swaps. However, workarounds include the fact that a country can effectively change its mind on it within 24 hours and all the regulatory agency can do is offer an opinion.


There were a tons of perhaps “we will see soon” if relevant additional points in that old research, including:


  • The VIX affects sovereign credit default swaps A LOT

https://preview.redd.it/6fp1njsck5pa1.png?width=1295&format=png&auto=webp&s=0ea74b772735a79d5aca4b0d41a658231435dd8f
  • The Big Bang Protocol: ISDA helped formulate a set of rules that decides when a country “defaults”
  • You can “short” a sovereign bond if you find a locate (sound familiar?: “Short sales of shares and short sales of sovereign debt will be permitted only where the seller has “located” the share or debt instrument prior to entering into the agreement and has a “reasonable expectation” of being able to borrow the shares.”)


Crazy shit. So you might say, now this post is meant to be about Citadel’s sphere of influence you might say? “Where does Citadel fit into all this? ”

11. Meet the CDDC (Credit Derivatives Determination Committee)...Where Citadel Sit and Helps Decide Which Countries Default on their Debt


One of the biggest GFC 2008 scenarios of sovereign credit default swaps being misused was against Greece. Afterwards, one of its biggest cases of misuse was by Elliot Management (ran by Paul Singer) who was using their position on the Credit Derivatives Determination Committee, or CDDC, to help decide when their sovereign credit default swaps against Argentina would pay out.
Wait, Eliot Management doesn’t sound big enough. Who else is on this committee?


https://preview.redd.it/gcvfc4shk5pa1.png?width=928&format=png&auto=webp&s=f968f2765e15103295c91bc4dc7ec74836f916a4
Oh wait, so Citadel is ALSO on this committee? Alongside our favorite fucksticks like Chase, Goldman, Deutsche, and BNP?


It’s not lost on me with seeing now that Credit Suisse has been sucked up into UBS, maybe its position on the CDDC has been absorbed further by UBS. Back then, I wrote about the fact is we know next to nothing about the sovereign credit default swaps that might be opened up against countries (be it Russia, Sri Lanka, or otherwise):


https://preview.redd.it/t3kx1tk2l5pa1.png?width=850&format=png&auto=webp&s=f829d1a1c14d4df74fe7a2ad7d832d1409662e76
Here's one such example of a swap dealer: Swiss financial terrorist aficionados UBS AG, who registered to be a swaps dealer with the US at the end of 2012. (UBS had also been a member of the CDDC through the Greek crisis in early 2012, alongside Citadel. In Mar. 2012, they were also one of the members pressing to ask whether Greece had defaulted already.)
UBS AG registered as a swap dealer in the US at the end of 2012 enabling the continuation of swaps business with US persons. Regulations issued by the Commodity Futures Trading Commission (CFTC) impose substantial new requirements on registered swap dealers for clearing, trade execution, transaction reporting, recordkeeping, risk management and business conduct.
If UBS AG decides to make a market on sovereign credit default swaps like Russia, then we might also have no idea who is on the other side of the trade. This also goes for many of the other swap dealers who (surprise surprise) also sit on the CDDC board and can determine just when these sovereign credit default swaps pay out.


Not only that, but the CDDC even can say when CORPORATE BONDS even shit the bed: late last year, they were the ones who were deciding to let everyone know whether Sunac (an Evergrande-relate company) went tits up.

12. We Say When


For months, there has been talk of a looming debt crisis (alongside all the other ones) in the sovereign debt world.
And shit continues to hit the proverbial fan. Apart from Russia, Sri Lanka and others, emerging markets like Ghana and Zambia are beginning to feel the hits from their sovereign debt (oftentimes, trying to restructure it with creditors like China).

https://preview.redd.it/gd0ocjuyi5pa1.png?width=2458&format=png&auto=webp&s=cb1fe0ade2f3401b2e081f8d0b55ef55cfb95ae2

Even further, now that Credit Suisse has gone under. We may have another thing to worry about: what banks and prime brokers are housing these opaque sovereign debt structures, loans, and swaps? Even worse, what happens when they go under? Roll that less than beautiful bean footage:

https://preview.redd.it/wt5v7uu0j5pa1.png?width=1134&format=png&auto=webp&s=df9cf3379be7ce881d7704013f4e6d92e287f08c
https://www.livemint.com/news/world/before-collapse-credit-suisse-quietly-conquered-an-obscure-debt-market-11679395660932.html

“Before collapse, Credit Suisse quietly conquered an obscure debt market
Before its rescue by Swiss rival UBS, Credit Suisse had quietly become a major player in an obscure market that purports to help developing countries ease their debt burdens in exchange for protecting nature. Known as debt-for-nature swaps, the complex financial instruments help governments restructure their debt to raise money that can be used to fund conservation efforts.

Credit Suisse was the sole structurer and arranger of the world’s largest debt-for-nature swap, a $364 million deal that it orchestrated in 2021 along with The Nature Conservancy, a charity, for Belize. Last year, it sealed another $150 million deal for Barbados. Credit Suisse has in recent years helped revive interest in the instruments and for the first time opened them up to institutional capital. The bank raised money for Belize and Barbados from pension funds including Sweden’s Alecta and Nuveen LLC, a unit of the US’s TIAA, by issuing so-called blue bonds tied to the deals.

https://preview.redd.it/ysibqfz5l5pa1.png?width=734&format=png&auto=webp&s=0a1b42cd1d630041b337a008e539facc8781c4d5
he convoluted setup has drawn criticism from sovereign debt experts for its high cost and lack of transparency. And the opaque terms of the Belize and Barbados deals — the first of their kind — mean outside analysts will struggle to assess precisely what comes next.

A lot of poorer, especially emerging market countries were already in dire straits. Now as opaque deals meant to help these countries might not come to light (are these some of the Level 3 assets that UBS was talking about?), we can ask ourselves wtf will happen when the same banks looking to save their own ass while holding these sovereign, are the same fuckers that sit on the same board that can decide when they are worthless (while I’m sure being positioned net short).

All in all, these banks and holders of sovereign debt credit default swaps, who decide when a country goes boom, are sitting arm in arm alongside Citadel, who themselves potentially hover their greasy mayo-covered finger over the button that decides just when and how the US stock market will eventually implode.

13. Everything Everywhere All at Once



To recap, we then have Citadel with (1) the biggest market maker and arguably one of the most influential hedge fund able to decide which stocks rise and which fall as the US stock market teeters on the brink of collapse…
…with having (2) three of its ex-employees in charge of (not even counting other Citadel employees working there) operating at Headlands ready to help position themselves when the municipal bond market gets nuked, whether as a continued result of regional bank failure or in spite of it…
…while (3) sitting on the board that determines when ENTIRE COUNTRIES FAIL, in such a way that their hedge fund and associated pals can be ready to short and profit off failing nations that they and their fuckstick friends help cause.
Did I miss anything? Because remember, Citadel is not just Citadel, the market-maker that we all love to hate; Citadel’s sphere of influence via the Big 3 means the grip that it holds over the US and world economy is even greater than we think…and as such, far far more dangerous.
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